{"id":19521,"date":"2025-01-04T05:04:14","date_gmt":"2025-01-03T20:04:14","guid":{"rendered":"https:\/\/thekoreantoday.com\/jongno\/?p=3916"},"modified":"2025-02-24T03:20:18","modified_gmt":"2025-02-24T03:20:18","slug":"%eb%86%92%ec%9d%80-%ec%88%98%ec%a4%80-%ec%9e%a5%ea%b8%b0-%ec%a7%80%ec%86%8d-%ea%b8%88%eb%a6%ac-%ec%a0%80%ec%b6%95%ea%b3%bc-%eb%8c%80%ec%b6%9c%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4","status":"publish","type":"post","link":"https:\/\/thekoreantoday.com\/jongno\/2025\/01\/04\/%eb%86%92%ec%9d%80-%ec%88%98%ec%a4%80-%ec%9e%a5%ea%b8%b0-%ec%a7%80%ec%86%8d-%ea%b8%88%eb%a6%ac-%ec%a0%80%ec%b6%95%ea%b3%bc-%eb%8c%80%ec%b6%9c%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4\/","title":{"rendered":"\u2018\ub192\uc740 \uc218\uc900 \uc7a5\uae30 \uc9c0\uc18d \uae08\ub9ac\u2019, \uc800\ucd95\uacfc \ub300\ucd9c\uc758 \uc0c8\ub85c\uc6b4 \uade0\ud615"},"content":{"rendered":"<p>\u00a0<\/p>\n<p><a href=\"https:\/\/eiec.kdi.re.kr\/material\/clickView.do?click_yymm=201512&amp;cidx=1324\" target=\"_blank\">\ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4<\/a>(Fed)\uac00 \uae08\ub9ac\ub97c \u2018\ub192\uc740 \uc218\uc900\uc73c\ub85c \uc7a5\uae30 \uc9c0\uc18d(higher for longer)\u2019\ud560 \uac00\ub2a5\uc131\uc774 \ucee4\uc9c0\uba74\uc11c \uae08\uc735 \uc18c\ube44\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uba85\uc554\uc774 \uc5c7\uac08\ub9ac\uace0 \uc788\ub2e4. \ubd80\ucc44\ub97c \ubcf4\uc720\ud55c \uc0ac\ub78c\ub4e4\uc5d0\uac8c\ub294 \uc5b4\ub824\uc6c0\uc774 \uc608\uc0c1\ub418\uc9c0\ub9cc, \uace0\uc218\uc775 \uc800\ucd95 \uacc4\uc88c\ub97c \uac00\uc9c4 \uc800\ucd95\uac00\ub4e4\uc5d0\uac8c\ub294 \uae0d\uc815\uc801\uc778 \uacb0\uacfc\ub97c \uac00\uc838\uc62c \uc218 \uc788\ub2e4\ub294 \ubd84\uc11d\uc774 \ub098\uc628\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \uc774 \uac19\uc740 \uc0c1\ud669\uc774 \uc800\ucd95 \ubb38\ud654\uc5d0 \ubcc0\ud654\ub97c \uac00\uc838\uc62c \uac83\uc774\ub77c\uace0 \uac15\uc870\ud55c\ub2e4.<\/p>\n<p>\u00a0<\/p>\n<table align=\"center\" border=\"0\" cellspacing=\"0\" class=\"body_img_table body_img_center\" style=\"width: 578px\">\n<tbody>\n<tr>\n<td>\n<div class=\"body_img_table2\"><img decoding=\"async\" alt=\"\" border=\"0\" id=\"img_pop_view\" src=\"http:\/\/www.thekorean.today\/imgdata\/smilestory_kr\/202412\/2024122932554295.png\" style=\"cursor: pointer\" width=\"578\" \/ loading=\"lazy\"><\/div>\n<p class=\"body_img_caption\">\u00a0 [\ucf54\ub9ac\uc548\ud22c\ub370\uc774] \ubbf8\uad6d\uc5f0\ubc29\uc900\ube44\uc81c\ub3c4 (FRB) \uccad\uc0ac \uc804\uacbd \u00a9 \ud604\uc2b9\ubbfc \uae30\uc790<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\n<p>Bankrate\uc758 \uc218\uc11d \uc7ac\ubb34 \ubd84\uc11d\uac00 Greg McBride\ub294 2025\ub144\uc774 \uc800\ucd95\uac00\ub4e4\uc5d0\uac8c \uc720\ub9ac\ud55c \ud574\uac00 \ub420 \uac83\uc73c\ub85c \uc804\ub9dd\ud558\uba70, \u201c\uc62c\ubc14\ub978 \uacc4\uc88c\ub97c \uc120\ud0dd\ud55c \uc0ac\ub78c\ub4e4\uc5d0\uac8c 2025\ub144\uc740 \uc800\ucd95\uc758 \ud574\ub85c \uae30\ub85d\ub420 \uac83\u201d\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4. \uc5f0\uc900\uc758 \uae08\ub9ac \uc815\ucc45\uc5d0 \ub530\ub77c \uace0\uc218\uc775 \uc800\ucd95 \uacc4\uc88c\uc640 \uac19\uc740 \ud604\uae08 \uc790\uc0b0\uc758 \uc774\uc790\uc728\uc740 \uacc4\uc18d \ub192\uac8c \uc720\uc9c0\ub420 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4. \uc774\ub294 2024\ub144\uacfc \ube44\uc2b7\ud55c \uc591\uc0c1\uc774 \uc774\uc5b4\uc9c8 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<p>\u00a0<\/p>\n<p>\uc5f0\uc900\uc740 2022\ub144\uacfc 2023\ub144\uc5d0 \uac78\uccd0 \ub192\uc740 \uc778\ud50c\ub808\uc774\uc158\uc744 \uc5b5\uc81c\ud558\uae30 \uc704\ud574 \uae08\ub9ac\ub97c \uae09\uaca9\ud788 \uc778\uc0c1\ud588\ub2e4. \uc774\ub85c \uc778\ud574 \ucc28\uc785 \ube44\uc6a9\uc774 22\ub144 \ub9cc\uc5d0 \ucd5c\uace0 \uc218\uc900\uc73c\ub85c \uc0c1\uc2b9\ud588\uc73c\uba70, \uace0\uc218\uc775 \uc800\ucd95 \uacc4\uc88c, \uc608\uae08\uc99d\uc11c(CD), \uba38\ub2c8\ub9c8\ucf13\ud380\ub4dc \ub4f1\uc758 \ud604\uae08 \uc790\uc0b0 \uc218\uc775\ub960\ub3c4 \ub369\ub2ec\uc544 \ub192\uc544\uc84c\ub2e4. \ud558\uc9c0\ub9cc \uc5f0\uc900\uc740 \uae08\ub9ac\ub97c \uc11c\uc11c\ud788 \ub0ae\ucd94\ub294 \ubc29\ud5a5\uc73c\ub85c \uc804\ud658\ud588\uc73c\uba70, 2025\ub144\uc5d0\ub294 \uae08\ub9ac\ub97c \ub450 \ucc28\ub840 \uc815\ub3c4\ub9cc \uc778\ud558\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. \uc774\ub294 \uc18c\ube44\uc790\ub4e4\uc5d0\uac8c \ubd80\ub2f4\uc774 \ub418\ub294 \ub3d9\uc2dc\uc5d0 \uc800\ucd95\uc758 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\ub294 \ud658\uacbd\uc744 \uc870\uc131\ud55c\ub2e4.<\/p>\n<p>\u00a0<\/p>\n<p>\ub192\uc740 \uae08\ub9ac\ub294 \ub300\ucd9c \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ud0a4\ub294 \ub2e8\uc810\uc774 \uc788\uc9c0\ub9cc, \uc800\ucd95\uc744 \ub298\ub9ac\uace0 \uc7ac\uc815\uc801 \uc548\uc815\uc744 \uaf80\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc5f4\uc5b4\uc900\ub2e4. \uae08\uc735 \uc804\ubb38\uac00 Marguerita Cheng\uc740 \u201c\ub192\uc740 \uae08\ub9ac\ub294 \ubaa8\ub4e0 \uc5f0\ub839\uce35\uc758 \uc0ac\ub78c\ub4e4\uc774 \ube44\uc0c1 \uc0c1\ud669\uc774\ub098 \uae30\ud68c\ub97c \ub300\ube44\ud558\uae30 \uc704\ud574 \uc800\ucd95\uc744 \uc313\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \uc774\ub7ec\ud55c \ud658\uacbd \uc18d\uc5d0\uc11c \uace0\uc218\uc775 \uc800\ucd95 \uacc4\uc88c\ub294 4~5%\uc758 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uba70, \uc774\ub294 2020\ub144\uacfc 2021\ub144\uc758 \uc57d 0.5%\uc5d0 \ube44\ud574 \uc0c1\ub2f9\ud788 \uac1c\uc120\ub41c \uc218\uce58\ub2e4.<\/p>\n<p>\uace0\uc218\uc775 \uc800\ucd95 \uacc4\uc88c\ub294 \uc8fc\ub85c \uc628\ub77c\uc778 \uc740\ud589\uc5d0\uc11c \uc81c\uacf5\ub418\uba70, \uc804\ud1b5\uc801\uc778 \uc740\ud589\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \ub0ae\uc740 \uc218\uc775\ub960\uc744 \ubcf4\uc774\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \uc18c\ube44\uc790\ub4e4\uc740 \uacc4\uc88c\ub97c \uc120\ud0dd\ud560 \ub54c \uae08\ub9ac \uc678\uc5d0\ub3c4 \uc5ec\ub7ec \uc694\uc18c\ub97c \uace0\ub824\ud574\uc57c \ud55c\ub2e4. \uc800\ucd95 \uacc4\uc88c\uc640 \uc608\uae08\uc99d\uc11c(CD)\uc758 \uc120\ud0dd\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uae30\uc900\uc740 \uc720\ub3d9\uc131\uacfc \uc548\uc815\uc131\uc774\ub2e4. Cheng\uc740 \u201c\uace0\uc218\uc775 \uc800\ucd95 \uacc4\uc88c\ub294 \uc720\ub3d9\uc131\uacfc \uc811\uadfc\uc131\uc774 \uc6b0\uc218\ud558\uc9c0\ub9cc \uae08\ub9ac\uac00 \uace0\uc815\ub418\uc9c0 \uc54a\ub294\ub2e4. \ubc18\uba74 CD\ub294 \uace0\uc815 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uc9c0\ub9cc \uc720\ub3d9\uc131\uc744 \ud3ec\uae30\ud574\uc57c \ud55c\ub2e4\u201d\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n<p>\u00a0<\/p>\n<p>FDIC(\uc5f0\ubc29\uc608\uae08\ubcf4\ud5d8\uacf5\uc0ac)\uc758 \ubcf4\uc7a5\uc774 \uc801\uc6a9\ub418\ub294 \uc740\ud589\uc744 \uc120\ud0dd\ud558\ub294 \uac83\ub3c4 \ud544\uc218\uc801\uc774\ub2e4. McBride\ub294 \u201c\uc5f0\ubc29 \ubcf4\ud5d8\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\ubcf4\ub2e4 FDIC \ubcf4\uc7a5\uc774 \ub418\ub294 \uc740\ud589\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc548\uc804\ud558\ub2e4\u201d\uace0 \uac15\uc870\ud588\ub2e4. \uc2e4\uc81c\ub85c \ucd5c\uadfc \ud55c \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \ud30c\uc0b0 \uc0ac\ub840\ub294 \ubcf4\uc7a5\uc774 \uc5c6\ub294 \uacc4\uc88c\uac00 \uc5bc\ub9c8\ub098 \uc704\ud5d8\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n<p>\u00a0<\/p>\n<p>\uae08\ub9ac\uac00 \ub192\uc740 \uc218\uc900\uc73c\ub85c \uc7a5\uae30 \uc9c0\uc18d\ub420 \uac00\ub2a5\uc131\uc740 \uc18c\ube44\uc790\ub4e4\uc5d0\uac8c \uc0c8\ub85c\uc6b4 \ub3c4\uc804\uacfc \uae30\ud68c\ub97c \ub3d9\uc2dc\uc5d0 \uc81c\uacf5\ud55c\ub2e4. \uc18c\ube44\uc790\ub4e4\uc740 \uace0\uc218\uc775 \uae08\uc735 \uc0c1\ud488\uc744 \uc2e0\uc911\ud788 \uc120\ud0dd\ud558\uba70 \uc801\uc808\ud55c \uacc4\ud68d\uc744 \uc138\uc6b4\ub2e4\uba74 \uc800\ucd95\uc744 \uadf9\ub300\ud654\ud558\uace0 \uc7ac\uc815\uc801 \uc548\uc815\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\ub2e4. \ud2b9\ud788 FDIC \ubcf4\uc7a5 \uc5ec\ubd80\uc640 \uae08\uc735 \uc0c1\ud488\uc758 \uc720\ub3d9\uc131\uc744 \uaf3c\uaf3c\ud788 \uac80\ud1a0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud55c \uc2dc\uc810\uc774\ub2e4.<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<table align=\"center\" border=\"0\" cellspacing=\"0\" class=\"body_img_table body_img_center\" style=\"width: 578px\">\n<tbody>\n<tr>\n<td>\n<div class=\"body_img_table2\"><a href=\"https:\/\/thekoreantoday.com\/ulsangangnam\/\" target=\"_blank\"><img decoding=\"async\" alt=\"\" border=\"0\" id=\"img_pop_view\" src=\"http:\/\/www.thekorean.today\/imgdata\/smilestory_kr\/202412\/2024122934061119.png\" style=\"cursor: pointer\" width=\"578\" \/ loading=\"lazy\"><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center;\"><a href=\"http:\/\/www.thekorean.today\/sub_read.html?uid=32368\" target=\"_blank\" style=\"display: inline-block; padding: 18px 50px; background: linear-gradient(135deg, #11998e 0%, #38ef7d 100%); color: white; text-decoration: none; border-radius: 50px; font-size: 20px; font-weight: bold; box-shadow: 0 5px 20px rgba(17, 153, 142, 0.4);\">\ud83d\udcf0 \uae30\uc0ac \uc6d0\ubb38 \ubcf4\uae30<\/a><\/p>\n<p style=\"text-align: center\">&lt;\uc800\uc791\uad8c\uc790 \u24d2 \ucf54\ub9ac\uc548\ud22c\ub370\uc774(The Korean Today) \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0&gt;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 \ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed)\uac00 \uae08\ub9ac\ub97c \u2018\ub192\uc740 \uc218\uc900\uc73c\ub85c \uc7a5\uae30 \uc9c0\uc18d(higher for longer)\u2019\ud560 \uac00\ub2a5\uc131\uc774 \ucee4\uc9c0\uba74\uc11c \uae08\uc735 \uc18c\ube44\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uba85\uc554\uc774 \uc5c7\uac08\ub9ac\uace0 \uc788\ub2e4. \ubd80\ucc44\ub97c \ubcf4\uc720\ud55c \uc0ac\ub78c\ub4e4\uc5d0\uac8c\ub294 \uc5b4\ub824\uc6c0\uc774 \uc608\uc0c1\ub418\uc9c0\ub9cc, \uace0\uc218\uc775 \uc800\ucd95 &#8230; <a title=\"\u2018\ub192\uc740 \uc218\uc900 \uc7a5\uae30 \uc9c0\uc18d \uae08\ub9ac\u2019, \uc800\ucd95\uacfc \ub300\ucd9c\uc758 \uc0c8\ub85c\uc6b4 \uade0\ud615\" class=\"read-more\" href=\"https:\/\/thekoreantoday.com\/jongno\/2025\/01\/04\/%eb%86%92%ec%9d%80-%ec%88%98%ec%a4%80-%ec%9e%a5%ea%b8%b0-%ec%a7%80%ec%86%8d-%ea%b8%88%eb%a6%ac-%ec%a0%80%ec%b6%95%ea%b3%bc-%eb%8c%80%ec%b6%9c%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4\/\" aria-label=\"\u2018\ub192\uc740 \uc218\uc900 \uc7a5\uae30 \uc9c0\uc18d \uae08\ub9ac\u2019, \uc800\ucd95\uacfc \ub300\ucd9c\uc758 \uc0c8\ub85c\uc6b4 \uade0\ud615\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">Read more<\/a><\/p>\n","protected":false},"author":11,"featured_media":-999999,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"http:\/\/www.thekorean.today\/imgdata\/smilestory_kr\/202412\/2024122932554295.png","fifu_image_alt":"","footnotes":""},"categories":[21],"tags":[277,253],"class_list":["post-19521","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","tag-277","tag-koreantoday-jongno","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - 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