{"id":1081328,"date":"2026-09-14T10:30:26","date_gmt":"2026-09-14T01:30:26","guid":{"rendered":"https:\/\/thekoreantoday.com\/mapo\/2026\/09\/14\/la-ville-dincheon-debloque-505-milliards-de-wons-daide-a-la-stabilisation-de-la-gestion-des-petits-commercants-a-lapproche-de-chuseok\/"},"modified":"2026-09-14T10:30:29","modified_gmt":"2026-09-14T01:30:29","slug":"la-ville-dincheon-debloque-505-milliards-de-wons-daide-a-la-stabilisation-de-la-gestion-des-petits-commercants-a-lapproche-de-chuseok","status":"publish","type":"post","link":"https:\/\/thekoreantoday.com\/mapo\/2026\/09\/14\/la-ville-dincheon-debloque-505-milliards-de-wons-daide-a-la-stabilisation-de-la-gestion-des-petits-commercants-a-lapproche-de-chuseok\/","title":{"rendered":"La ville d’Incheon d\u00e9bloque 50,5 milliards de wons d’aide \u00e0 la stabilisation de la gestion des petits commer\u00e7ants \u00e0 l’approche de Chuseok"},"content":{"rendered":"

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\u00c0 l’approche de Chuseok, p\u00e9riode o\u00f9 la demande de liquidit\u00e9s s’intensifie, la ville m\u00e9tropolitaine d’Incheon d\u00e9bloquera d\u00e8s le 17 septembre une enveloppe totale de 50,5 milliards de wons d’aide \u00e0 la stabilisation de la gestion afin d’all\u00e9ger la charge pesant sur les petits commer\u00e7ants. Cette mesure devrait permettre \u00e0 environ 1 700 entreprises de b\u00e9n\u00e9ficier de pr\u00eats \u00e0 taux ultra-bas.<\/p>\n

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  [\ucf54\ub9ac\uc548\ud22c\ub370\uc774] Pr\u00e9sentation de l’aide \u00e0 la stabilisation de la gestion des petits commer\u00e7ants de la ville d’Incheon © \uc7a5\ud615\uc784 \uae30\uc790<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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La ville m\u00e9tropolitaine d’Incheon (maire Park Chan-dae) a annonc\u00e9 qu’elle mettrait \u00e0 disposition, \u00e0 partir du jeudi 17 septembre, une enveloppe totale de 50,5 milliards de wons au titre du \u00abfonds 2026 de stabilisation de la gestion des petits commer\u00e7ants Espoir Incheon \u2013 3e phase\u00bb, destin\u00e9 \u00e0 soutenir les petits commer\u00e7ants de la r\u00e9gion confront\u00e9s au ralentissement de la conjoncture et au recul de la consommation int\u00e9rieure. La ville d’Incheon avait d\u00e9j\u00e0 accord\u00e9 cette ann\u00e9e 100 milliards de wons lors de la 1re phase (janvier) et 114,5 milliards de wons lors de la 2e phase (mars) ; avec cette 3e phase, l’ampleur des liquidit\u00e9s inject\u00e9es en faveur des petits commer\u00e7ants se trouve encore renforc\u00e9e.<\/p>\n

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Cette aide vise avant tout \u00e0 fournir en temps voulu des liquidit\u00e9s concr\u00e8tes, \u00e0 la veille du pic d’activit\u00e9 des f\u00eates. La mesure tient compte du fait que les tensions de tr\u00e9sorerie des petits commer\u00e7ants s’accentuent habituellement autour de Chuseok, avec la hausse des d\u00e9penses li\u00e9es \u00e0 l’achat de mati\u00e8res premi\u00e8res et aux salaires. La ville d’Incheon estime que cette injection de fonds permettra \u00e0 quelque 1 700 entreprises de b\u00e9n\u00e9ficier de pr\u00eats.<\/p>\n

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Sont concern\u00e9es les petites entreprises et les petits commer\u00e7ants disposant d’un \u00e9tablissement \u00e0 Incheon, y compris les entreprises touch\u00e9es par la r\u00e9cente fermeture des magasins Homeplus. Le plafond de pr\u00eat est fix\u00e9 \u00e0 50 millions de wons par entreprise. Le soutien aux int\u00e9r\u00eats, destin\u00e9 \u00e0 all\u00e9ger le poids des taux \u00e9lev\u00e9s, est \u00e9galement renforc\u00e9 : un taux de 2,0 % par an est pris en charge la premi\u00e8re ann\u00e9e, puis de 1,5 % par an durant les deux ann\u00e9es suivantes. Le taux de commission de garantie, fix\u00e9 \u00e0 0,8 % par an, est inf\u00e9rieur \u00e0 celui d’une garantie ordinaire, ce qui permet en pratique d’acc\u00e9der aux fonds \u00e0 un niveau de taux ultra-bas.<\/p>\n

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Les pr\u00eats sont accord\u00e9s par l’interm\u00e9diaire de sept banques partenaires : Shinhan, Nonghyup, Hana, Kookmin, Woori, Kakao Bank et K Bank. Toutefois, afin de r\u00e9partir plus \u00e9quitablement des ressources limit\u00e9es entre un plus grand nombre de petits commer\u00e7ants, sont exclues du dispositif cette ann\u00e9e : les entreprises ayant d\u00e9j\u00e0 b\u00e9n\u00e9fici\u00e9 du fonds de stabilisation de la gestion d’Incheon, celles ayant re\u00e7u un soutien de garantie de la Fondation de garantie de cr\u00e9dit au cours des trois derniers mois, celles dont le montant total des garanties atteint 200 millions de wons ou plus, les secteurs soumis \u00e0 des restrictions de garantie (jeux d’argent, d\u00e9bits de boissons, loisirs, tabac, etc.), ainsi que les cas relevant de motifs de restriction de garantie tels que les arri\u00e9r\u00e9s ou les impay\u00e9s.<\/p>\n

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Le d\u00e9p\u00f4t des demandes se fera par ordre d’arriv\u00e9e, \u00e0 partir du jeudi 17 septembre \u00e0 9 h et jusqu’\u00e0 \u00e9puisement des fonds. Il est possible de d\u00e9poser facilement sa demande \u00e0 distance, sans se rendre en agence, via l’application mobile \u00abBojeung Dream\u00bb de la Fondation de garantie de cr\u00e9dit d’Incheon. Par ailleurs, pour les personnes \u00e2g\u00e9es de 65 ans et plus, les personnes handicap\u00e9es, les femmes enceintes et les autres publics \u00e9loign\u00e9s du num\u00e9rique, des guichets de r\u00e9servation sur place et de d\u00e9p\u00f4t en pr\u00e9sentiel sont \u00e9galement ouverts dans chaque agence comp\u00e9tente de la Fondation de garantie de cr\u00e9dit d’Incheon.<\/p>\n

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Kim Jun-seong, directeur du bureau de l’\u00c9conomie de la ville, a d\u00e9clar\u00e9 : ‘Ce fonds de stabilisation de la gestion vise \u00e0 all\u00e9ger la lourde charge de gestion des petits commer\u00e7ants, dont les tensions de tr\u00e9sorerie se sont accrues \u00e0 l’approche des f\u00eates, et \u00e0 revitaliser un tissu commercial local en berne.’ Il a ajout\u00e9 : ‘Nous poursuivrons sans rel\u00e2che un soutien financier public sur mesure, que les petits commer\u00e7ants pourront ressentir imm\u00e9diatement sur le terrain.’<\/p>\n

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Les d\u00e9tails peuvent \u00eatre consult\u00e9s sur le site de la Fondation de garantie de cr\u00e9dit d’Incheon (www.icsinbo.or.kr), ou obtenus aupr\u00e8s du centre d’appels (\u260e1577-3790) et via l’application \u00abBojeung Dream\u00bb.<\/p>\n

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\uc9c0\uc5ed \ud64d\ubcf4\ub300\uc0ac \uc2e0\uccad<\/a> <\/span> \uae30\uc790\uc591\uc131\uacfc\uc815 \uc2e0\uccad<\/a> <\/span> \ucf54\ub9ac\uc548\ud22c\ub370\uc774 \uc9c0\ubd80\uc7a5 \uc2e0\uccad<\/a> <\/span> \ucf54\ub9ac\uc548\ud22c\ub370\uc774 \uc778\ucc9c\uac15\ud654\ucf54\ub9ac\uc548\ube0c\ub79c\ub4dc\ub300\uc0c1 \uc2e0\uccad<\/a> \ucd5c\uace0\uacbd\uc601\uc778\ub300\uc0c1 \uc2e0\uccad<\/a> \uc18c\ube44\uc790\ub9cc\uc871\ub3c4\ub300\uc0c1 \uc2e0\uccad<\/a> <\/p>\n

\ud83d\udcf0 \uae30\uc0ac \uc6d0\ubb38 \ubcf4\uae30<\/a><\/p>\n

<\uc800\uc791\uad8c\uc790 \u24d2 \ucf54\ub9ac\uc548\ud22c\ub370\uc774(The Korean Today) \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0><\/p>\n","protected":false},"excerpt":{"rendered":"

  \u00c0 l’approche de Chuseok, p\u00e9riode o\u00f9 la demande de liquidit\u00e9s s’intensifie, la ville m\u00e9tropolitaine d’Incheon d\u00e9bloquera d\u00e8s le 17 septembre une enveloppe totale de 50,5 milliards de wons d’aide \u00e0 la stabilisation de la gestion afin d’all\u00e9ger la charge pesant sur les petits commer\u00e7ants. Cette mesure devrait permettre \u00e0 environ 1 700 entreprises de … Read more<\/a><\/p>\n","protected":false},"author":8,"featured_media":-999999,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.thekorean.today\/imgdata\/smilestory_kr\/202609\/2026091412391145.png","fifu_image_alt":"","footnotes":""},"categories":[6],"tags":[13],"class_list":["post-1081328","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-society","tag-13"],"yoast_head":"\nLa ville d'Incheon d\u00e9bloque 50,5 milliards de wons d'ai... - \ucf54\ub9ac\uc548\ud22c\ub370\uc774<\/title>\n<meta name=\"description\" content=\"\u00c0 l'approche de Chuseok, p\u00e9riode o\u00f9 la demande de liquidit\u00e9s s'intensifie, la ville m\u00e9tropolitaine d'Incheon d\u00e9bloquera d\u00e8s le 17 septembre une enveloppe tot...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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