{"id":164802,"date":"2026-01-27T00:30:39","date_gmt":"2026-01-26T15:30:39","guid":{"rendered":"https:\/\/thekoreantoday.com\/seongdong\/2026\/01\/27\/%ec%a0%9c-35%ed%99%94-%e8%80%81%e5%b9%b4%e6%8a%95%e8%b5%84%e7%9a%84%e6%82%96%e8%ae%ba%ef%bc%9a%e9%9f%a9%e4%b8%ad%e9%93%b6%e5%8f%91%e6%97%8f%e7%9a%84%e8%b5%84%e4%ba%a7%e7%ae%a1%e7%90%86%e7%ad%96\/"},"modified":"2026-01-27T00:30:44","modified_gmt":"2026-01-26T15:30:44","slug":"%ec%a0%9c-35%ed%99%94-%e8%80%81%e5%b9%b4%e6%8a%95%e8%b5%84%e7%9a%84%e6%82%96%e8%ae%ba%ef%bc%9a%e9%9f%a9%e4%b8%ad%e9%93%b6%e5%8f%91%e6%97%8f%e7%9a%84%e8%b5%84%e4%ba%a7%e7%ae%a1%e7%90%86%e7%ad%96","status":"publish","type":"post","link":"https:\/\/thekoreantoday.com\/seongdong\/2026\/01\/27\/%ec%a0%9c-35%ed%99%94-%e8%80%81%e5%b9%b4%e6%8a%95%e8%b5%84%e7%9a%84%e6%82%96%e8%ae%ba%ef%bc%9a%e9%9f%a9%e4%b8%ad%e9%93%b6%e5%8f%91%e6%97%8f%e7%9a%84%e8%b5%84%e4%ba%a7%e7%ae%a1%e7%90%86%e7%ad%96\/","title":{"rendered":"\uc81c 35\ud654  \u8001\u5e74\u6295\u8d44\u7684\u6096\u8bba\uff1a\u97e9\u4e2d\u94f6\u53d1\u65cf\u7684\u8d44\u4ea7\u7ba1\u7406\u7b56\u7565"},"content":{"rendered":"<p>\u00a0<\/p>\n<p>\u8001\u5e74\u6295\u8d44\u7684\u6096\u8bba\uff1a\u97e9\u4e2d\u94f6\u53d1\u65cf\u7684\u8d44\u4ea7\u7ba1\u7406\u7b56\u7565 | \u94f6\u8272\u6865\u6881 &#8211; \u97e9\u56fd\u4eca\u65e5\u62a5<\/p>\n<div class=\"container\">\n<div style=\"font-size: 60px; margin-bottom: 20px;\">\ud83d\udc95<span>\u8001\u5e74\u6295\u8d44\u7684\u6096\u8bba\uff1a\u97e9\u4e2d\u94f6\u53d1\u65cf\u7684\u8d44\u4ea7\u7ba1\u7406\u7b56\u7565<\/span><\/div>\n<p>\u4e3a\u4ec0\u4e4860\u5c81\u5976\u5976\u7684\u6536\u76ca\u7387\u6bd420\u5c81\u5e74\u8f7b\u4eba\u66f4\u9ad8\uff1f<\/p>\n<div style=\"font-size: 14px;\"><span>\u270d\ufe0f \u6734\u6d19\u74a1 \u90e8\u957f<\/span> <span style=\"margin: 0 15px;\">\u23f1\ufe0f 8\u5206\u949f\u9605\u8bfb<\/span> <span>\u94f6\u8272\u6865\u6881 \u7b2c35\u671f<\/span><\/div>\n<\/div>\n<table align=\"center\" border=\"0\" cellspacing=\"0\" class=\"body_img_table body_img_center\" style=\"width: 578px;\">\n<tbody>\n<tr>\n<td>\n<div class=\"body_img_table2\"><img decoding=\"async\" alt=\"\" border=\"0\" id=\"img_pop_view\" src=\"https:\/\/www.thekorean.today\/imgdata\/smilestory_kr\/202601\/2026012701396683.png\" style=\"cursor: pointer;\" width=\"578\" \/ loading=\"lazy\"><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0[\u5c01\u9762\u56fe\u7247\uff1a\u97e9\u4e2d\u94f6\u53d1\u65cf\u7684\u667a\u6167\u6295\u8d44\u7b56\u7565]<\/p>\n<p>\u00a0<\/p>\n<div><strong>2025\u5e74\u97e9\u56fdNH\u6295\u8d44\u8bc1\u5238\u516c\u5e03\u4e86\u4e00\u7ec4\u9707\u64bc\u6570\u636e\u3002<\/strong><br \/> \u5206\u6790224\u4e07\u4e2a\u8d26\u6237\u540e\u53d1\u73b0\uff0c<span>60\u5c81\u4ee5\u4e0a\u5973\u6027\u7684\u5e73\u5747\u6536\u76ca\u7387\u8fbe26.9%\uff0c\u4f4d\u5c45\u6240\u6709\u5e74\u9f84\u6bb5\u4e4b\u9996<\/span>\u3002\u800c20\u591a\u5c81\u7537\u6027\u4ec5\u4e3a19.0%\uff0c\u57ab\u5e95\u3002\u4e3a\u4ec0\u4e48\u7ecf\u9a8c\u4e30\u5bcc\u7684\u5976\u5976\u4eec\u80fd\u591f\u8d85\u8d8a\u4fe1\u606f\u7075\u901a\u7684\u5e74\u8f7b\u4eba\uff1f\u8ba9\u6211\u4eec\u901a\u8fc7\u97e9\u4e2d\u4e24\u56fd\u94f6\u53d1\u65cf\u7684\u6295\u8d44\u7b56\u7565\u6bd4\u8f83\uff0c\u63ed\u5f00\u8fd9\u4e2a\u79d8\u5bc6\u3002<\/div>\n<h2><span>\ud83d\udcca<\/span> \u97e9\u4e2d\u94f6\u53d1\u65cf\u73b0\u72b6\uff1a\u6570\u5b57\u91cc\u7684\u5de8\u5927\u5e02\u573a<\/h2>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u622a\u81f32024\u5e74\u5e95\uff0c\u4e2d\u56fd60\u5c81\u4ee5\u4e0a\u4eba\u53e3\u8fbe\u5230<span>3.1\u4ebf\u4eba\uff08\u5360\u603b\u4eba\u53e3\u768422%\uff09<\/span>\u3002\u4ec565\u5c81\u4ee5\u4e0a\u5c31\u67092.2\u4ebf\u4eba\uff0815.6%\uff09\uff0c\u9884\u8ba1\u52302035\u5e74\u5c06\u7a81\u78344\u4ebf\u3002\u97e9\u56fd2024\u5e747\u670865\u5c81\u4ee5\u4e0a\u4eba\u53e3\u9996\u6b21\u7a81\u7834<span>1000\u4e07\u4eba\uff0819.51%\uff09<\/span>\uff0c\u9884\u8ba12025\u5e74\u5e95\u5c06\u8fdb\u5165\u8d85\u8001\u9f84\u793e\u4f1a\uff0820%\u4ee5\u4e0a\uff09\u3002<\/p>\n<div class=\"two-column\" style=\"margin: 35px 0;\">\n<div>\n<div>\u00a0<\/div>\n<div style=\"font-size: 45px; margin-bottom: 15px; text-align: center;\">\ud83c\uddf0\ud83c\uddf7<\/div>\n<div style=\"font-size: 22px; font-weight: bold; margin-bottom: 15px; color: #333; text-align: center;\">\u97e9\u56fd<\/div>\n<p style=\"margin-bottom: 12px;\"><strong>\u4eba\u53e3\u73b0\u72b6\uff1a<\/strong><\/p>\n<ul style=\"margin: 0; padding-left: 18px; font-size: 15px; color: #616161; line-height: 1.7;\">\n<li style=\"margin-bottom: 8px;\">65\u5c81\u4ee5\u4e0a\uff1a\u7a81\u78341000\u4e07\u4eba\uff0819.51%\uff09<\/li>\n<li style=\"margin-bottom: 8px;\">2025\u4e0a\u534a\u5e7460\u4ee3\u589e\u52a0\uff1a28.2\u4e07\u4eba\uff08\u6700\u591a\uff09<\/li>\n<li style=\"margin-bottom: 8px;\">70\u5c81\u4ee5\u4e0a\u5c31\u4e1a\u7387\uff1a30.2%\uff08\u6bcf10\u4eba\u4e2d3\u4eba\u5de5\u4f5c\uff09<\/li>\n<li style=\"margin-bottom: 0;\">66\u5c81\u4ee5\u4e0a\u8001\u5e74\u8d2b\u56f0\u7387\uff1a39.7%\uff08OECD\u6700\u9ad8\uff09<\/li>\n<\/ul>\n<\/div>\n<div>\n<div>\u00a0<\/div>\n<div style=\"font-size: 45px; margin-bottom: 15px; text-align: center;\">\ud83c\udde8\ud83c\uddf3<\/div>\n<div style=\"font-size: 22px; font-weight: bold; margin-bottom: 15px; color: #333; text-align: center;\">\u4e2d\u56fd<\/div>\n<p style=\"margin-bottom: 12px;\"><strong>\u4eba\u53e3\u73b0\u72b6\uff1a<\/strong><\/p>\n<ul style=\"margin: 0; padding-left: 18px; font-size: 15px; color: #616161; line-height: 1.7;\">\n<li style=\"margin-bottom: 8px;\">60\u5c81\u4ee5\u4e0a\uff1a3.1\u4ebf\u4eba\uff0822%\uff09<\/li>\n<li style=\"margin-bottom: 8px;\">65\u5c81\u4ee5\u4e0a\uff1a2.2\u4ebf\u4eba\uff0815.6%\uff09<\/li>\n<li style=\"margin-bottom: 8px;\">2035\u5e74\u9884\u6d4b\uff1a60\u5c81\u4ee5\u4e0a\u7a81\u78344\u4ebf<\/li>\n<li style=\"margin-bottom: 0;\">\u517b\u8001\u91d1\u66ff\u4ee3\u7387\uff1a\u4e0d\u8db350%\uff08\u9700\u8981\u8865\u5145\uff09<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div><img decoding=\"async\" alt=\"\" border=\"0\" id=\"img_pop_view\" src=\"https:\/\/www.thekorean.today\/imgdata\/smilestory_kr\/202601\/2026012702299387.png\" style=\"cursor: pointer;\" width=\"578\" \/ loading=\"lazy\"><\/div>\n<p>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0[\u56fe\u8868\uff1a\u97e9\u4e2d\u94f6\u53d1\u65cf\u4eba\u53e3\u53ca\u6295\u8d44\u53c2\u4e0e\u7387\u6bd4\u8f83]<\/p>\n<h2><span>\ud83c\udf0f<\/span> \u6295\u8d44\u884c\u4e3a\u7684\u9c9c\u660e\u5dee\u5f02\uff1a&#8221;\u5df4\u83f2\u7279\u5976\u5976&#8221; vs &#8220;\u4fdd\u5b88\u50a8\u84c4&#8221;<\/h2>\n<h3>\u97e9\u56fd\uff1a60\u5c81\u5973\u6027\u521b\u4e0b\u6700\u9ad8\u6536\u76ca\u7387\u7684\u79d8\u8bc0<\/h3>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u6839\u636e2025\u5e74NH\u6295\u8d44\u8bc1\u5238\u7684\u5206\u6790\uff0c\u97e9\u56fd60\u5c81\u4ee5\u4e0a\u5973\u6027\u6295\u8d44\u8005\u7684\u5e73\u5747\u6536\u76ca\u7387<span>\u8fbe\u523026.9%\uff0c\u5728\u6240\u6709\u5e74\u9f84\u548c\u6027\u522b\u4e2d\u6392\u540d\u7b2c\u4e00<\/span>\u3002\u5979\u4eec\u6210\u529f\u7684\u79d8\u8bc0\u662f\u4ec0\u4e48\uff1f<\/p>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u9996\u5148\uff0c<strong>\u4f18\u8d28\u80a1\u957f\u671f\u6301\u6709\u7b56\u7565<\/strong>\u300260\u5c81\u5973\u6027\u8d2d\u4e70\u6700\u591a\u7684\u80a1\u7968\u662f\u4e09\u661fSDI\u3001\u73b0\u4ee3\u6c7d\u8f66\u3001Alteogen\u7b49\u7ecf\u8fc7\u9a8c\u8bc1\u7684\u5927\u578b\u80a1\u3002\u800c\u7537\u6027\u6295\u8d44\u8005\u7684\u9996\u9009\u662f&#8221;KODEX 200\u671f\u8d27\u53cd\u54112\u500d&#8221;ETF\uff0c\u5728\u4e0a\u6da8\u5e02\u573a\u4e2d\u62bc\u6ce8\u4e0b\u8dcc\u3002\u7ed3\u679c\u8be5\u53cd\u5411ETF\u5728\u6700\u8fd1\u4e00\u4e2a\u6708\u635f\u5931\u8d85\u8fc732%\u3002<\/p>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u5176\u6b21\uff0c<strong>\u4f4e\u6362\u624b\u7387<\/strong>\u3002\u5973\u6027\u6295\u8d44\u8005\u7684\u5e73\u5747\u6362\u624b\u7387\u4e3a85.7%\uff0c\u800c\u7537\u6027\u4e3a181.4%\uff0c\u662f\u5973\u6027\u7684\u4e24\u500d\u591a\u3002\u7279\u522b\u662f60\u5c81\u4ee5\u4e0a\u7537\u6027\u7684\u6362\u624b\u7387\u9ad8\u8fbe211.5%\uff0c\u521b\u4e0b\u6700\u9ad8\u7eaa\u5f55\u3002\u9891\u7e41\u4ea4\u6613\u589e\u52a0\u4e86\u624b\u7eed\u8d39\u548c\u7a0e\u8d39\uff0c\u4e5f\u8ba9\u628a\u63e1\u5e02\u573a\u65f6\u673a\u53d8\u5f97\u66f4\u52a0\u56f0\u96be\u3002<\/p>\n<div style=\"display: grid; margin: 35px 0;\">\n<div>\n<div style=\"font-size: 36px; margin-bottom: 10px;\">\ud83d\udc69\u200d\ud83e\uddb3<\/div>\n<div style=\"font-size: 18px; font-weight: bold; margin-bottom: 10px; color: #333;\">60\u5c81\u5973\u6027<\/div>\n<div>26.9%<\/div>\n<p style=\"margin: 10px 0 0 0; font-size: 13px; color: #666;\">\u5e73\u5747\u6536\u76ca\u7387\u7b2c\u4e00<br \/>[\u6765\u6e90\uff1aNH\u6295\u8d44\u8bc1\u5238 2025]<\/p>\n<\/div>\n<div class=\"vs-divider\">\n<div>VS<\/div>\n<\/div>\n<div>\n<div style=\"font-size: 36px; margin-bottom: 10px;\">\ud83d\udc68\u200d\ud83e\uddb1<\/div>\n<div style=\"font-size: 18px; font-weight: bold; margin-bottom: 10px; color: #333;\">20\u5c81\u7537\u6027<\/div>\n<div>19.0%<\/div>\n<p style=\"margin: 10px 0 0 0; font-size: 13px; color: #666;\">\u5e73\u5747\u6536\u76ca\u7387\u57ab\u5e95<br \/>[\u6765\u6e90\uff1aNH\u6295\u8d44\u8bc1\u5238 2025]<\/p>\n<\/div>\n<\/div>\n<h3>\u4e2d\u56fd\uff1a\u6781\u5ea6\u4fdd\u5b88\u7684\u6295\u8d44\u503e\u5411<\/h3>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u4e2d\u56fd\u8001\u5e74\u4eba\u7684\u6295\u8d44\u503e\u5411\u4e0e\u97e9\u56fd\u5927\u4e0d\u76f8\u540c\u3002\u6839\u636e2025\u5e74\u8c03\u67e5\uff0c<span>97.3%\u7684\u4e2d\u56fd\u8001\u5e74\u4eba\u4e0d\u6301\u6709\u4efb\u4f55\u6295\u8d44\u4ea7\u54c1<\/span>\uff0c\u4ec5\u67092.7%\u53c2\u4e0e\u6295\u8d44\u3002\u8d44\u4ea7\u914d\u7f6e\u4f18\u5148\u987a\u5e8f\u662f&#8221;\u5b89\u5168\u7b2c\u4e00\uff0c\u5206\u6563\u6295\u8d44\u6b21\u4e4b&#8221;\uff0c\u94f6\u884c\u5b58\u6b3e\u3001\u7406\u8d22\u4ea7\u54c1\u3001\u5546\u4e1a\u517b\u8001\u4fdd\u9669\u4f4d\u5217\u524d\u4e09\u3002<\/p>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u6709\u8da3\u7684\u6096\u8bba\u662f\uff1a38%\u7684\u4e2d\u56fd\u6295\u8d44\u8005\u8868\u793a\u53ea\u80fd\u627f\u53d710%\u4ee5\u5185\u7684\u635f\u5931\uff0c\u4f46<span>50\u5c81\u4ee5\u4e0a\u7fa4\u4f53\u7684\u80a1\u7968\u53c2\u4e0e\u7387\u53cd\u800c\u9ad8\u4e8e\u5e74\u8f7b\u7fa4\u4f53<\/span>\u3002\u8fd9\u53ef\u80fd\u53cd\u6620\u4e86\u8d44\u4ea7\u79ef\u7d2f\u5b8c\u6210\u540e\u7684\u95f2\u7f6e\u8d44\u91d1\u6295\u8d44\u3002<\/p>\n<div style=\"margin: 30px 0;\">\n<table>\n<thead>\n<tr>\n<th>\u5bf9\u6bd4\u9879\u76ee<\/th>\n<th>\ud83c\uddf0\ud83c\uddf7 \u97e9\u56fd<\/th>\n<th>\ud83c\udde8\ud83c\uddf3 \u4e2d\u56fd<\/th>\n<th>\u6765\u6e90<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\"><strong style=\"color: #8b7355;\">60\u5c81+\u6295\u8d44\u53c2\u4e0e\u7387<\/strong><\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\">50\u5c81\u4ee5\u4e0a22.4%\uff08316\u4e07\u4eba\uff09<\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\">2.7%\uff0897.3%\u672a\u53c2\u4e0e\uff09<\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 12px; text-align: center;\">NH\u6295\u8d44\u8bc1\u5238\/\u4e2d\u56fd\u8c03\u67e5 2025<\/td>\n<\/tr>\n<tr style=\"background: white;\">\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\"><strong style=\"color: #8b7355;\">60\u5c81\u5973\u6027\u6536\u76ca\u7387<\/strong><\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\">26.9%\uff08\u5168\u4f53\u7b2c\u4e00\uff09<\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\">\u6570\u636e\u4e0d\u8db3<\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 12px; text-align: center;\">NH\u6295\u8d44\u8bc1\u5238 2025<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\"><strong style=\"color: #8b7355;\">\u4e3b\u8981\u6295\u8d44\u624b\u6bb5<\/strong><\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\">\u4f18\u8d28\u80a1\u76f4\u63a5\u6295\u8d44<\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 13px; text-align: center;\">\u94f6\u884c\u5b58\u6b3e\u3001\u517b\u8001\u4fdd\u9669<\/td>\n<td style=\"padding: 12px; border-bottom: 1px solid #e0e0e0; font-size: 12px; text-align: center;\">\u5404\u56fd\u91d1\u878d\u8c03\u67e5 2025<\/td>\n<\/tr>\n<tr style=\"background: white;\">\n<td style=\"padding: 12px; font-size: 13px; text-align: center;\"><strong style=\"color: #8b7355;\">\u635f\u5931\u627f\u53d7\u6c34\u5e73<\/strong><\/td>\n<td style=\"padding: 12px; font-size: 13px; text-align: center;\">\u53ef\u627f\u53d720%+\uff08\u79ef\u6781\u578b\uff09<\/td>\n<td style=\"padding: 12px; font-size: 13px; text-align: center;\">38%\u4ec5\u627f\u53d710%\u4ee5\u5185<\/td>\n<td style=\"padding: 12px; font-size: 12px; text-align: center;\">\u6295\u8d44\u8005\u8c03\u67e5 2025<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<blockquote><p><span>&#8220;<\/span> &#8220;\u5973\u6027\u6295\u8d44\u8005\u4e0d\u4f1a\u5bf9\u5c0f\u5e45\u6ce2\u52a8\u505a\u51fa\u53cd\u5e94\uff0c\u5728\u505a\u51b3\u5b9a\u524d\u4f1a\u54a8\u8be2\u7406\u8d22\u987e\u95ee\u3002\u8fd9\u79cd&#8217;\u5df4\u83f2\u7279\u5976\u5976&#8217;\u7b56\u7565\u957f\u671f\u6765\u770b\u80fd\u5e26\u6765\u66f4\u9ad8\u6536\u76ca\u3002&#8221; <br \/><span style=\"font-size: 14px; color: #8b7355; font-style: normal;\">\u2014 NH\u6295\u8d44\u8bc1\u5238\u7814\u7a76\u4e2d\u5fc3\uff082025\uff09<\/span><\/p><\/blockquote>\n<h2><span>\ud83d\udcb0<\/span> \u9000\u4f11\u51c6\u5907\u7684\u73b0\u5b9e\uff1a&#8221;\u4ec5\u9760\u517b\u8001\u91d1\u4e0d\u591f&#8221;<\/h2>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u4e24\u56fd\u90fd\u9762\u4e34\u517b\u8001\u91d1\u4e0d\u8db3\u7684\u95ee\u9898\u3002\u5728\u4e2d\u56fd\uff0c<span>83%\u7684\u53d7\u8bbf\u8005\u8ba4\u4e3a\u9664\u517b\u8001\u91d1\u5916\u8fd8\u9700\u898150\u4e07\u5143\u4ee5\u4e0a<\/span>\uff0c39%\u7684\u4eba\u76ee\u6807\u662f200\u4e07\u5143\u4ee5\u4e0a\uff08\u6bd4\u4e0a\u5e74\u589e\u52a06\u4e2a\u767e\u5206\u70b9\uff09\u3002\u97e9\u56fd66\u5c81\u4ee5\u4e0a\u8001\u5e74\u8d2b\u56f0\u7387\u4e3a39.7%\uff0c\u662fOECD\u5e73\u5747\u6c34\u5e73\uff0814.8%\uff09\u76843\u500d\uff0c\u8001\u5e74\u4eba\u7684\u7ecf\u6d4e\u538b\u529b\u975e\u5e38\u4e25\u91cd\u3002<\/p>\n<div>\n<div>\n<div style=\"font-size: 32px; font-weight: bold; color: #8b7355;\">37\u5c81<\/div>\n<div style=\"font-size: 14px; color: #666; margin-top: 8px;\">\u4e2d\u56fd\u5e73\u5747\u5f00\u59cb\u9000\u4f11\u51c6\u5907\u5e74\u9f84<\/div>\n<\/div>\n<div>\n<div style=\"font-size: 32px; font-weight: bold; color: #8b7355;\">85%<\/div>\n<div style=\"font-size: 14px; color: #666; margin-top: 8px;\">50\u5c81\u4ee5\u4e0b\u6bcf\u6708\u50a8\u84c4\u5b9e\u8df5\u7387<\/div>\n<\/div>\n<div>\n<div style=\"font-size: 32px; font-weight: bold; color: #8b7355;\">4.5\u5e74<\/div>\n<div style=\"font-size: 14px; color: #666; margin-top: 8px;\">\u4e2d\u56fd\u5e73\u5747\u6295\u8d44\u671f\u9650\uff082023\u5e743.3\u5e74\u2192\uff09<\/div>\n<\/div>\n<div>\n<div style=\"font-size: 32px; font-weight: bold; color: #8b7355;\">73.3\u5c81<\/div>\n<div style=\"font-size: 14px; color: #666; margin-top: 8px;\">\u97e9\u56fd\u8001\u4eba\u671f\u671b\u5de5\u4f5c\u5e74\u9f84<\/div>\n<\/div>\n<\/div>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u503c\u5f97\u6ce8\u610f\u7684\u53d8\u5316\u662f\uff1a\u4e2d\u56fd\u5e74\u8f7b\u7fa4\u4f53\uff0818-34\u5c81\uff09\u7684\u6001\u5ea6\u6b63\u5728\u6025\u5267\u8f6c\u53d8\u30022023\u5e74\u56de\u7b54&#8221;\u8fd8\u5e74\u8f7b\u4e0d\u7740\u6025&#8221;\u7684\u6bd4\u4f8b\u4e3a78%\uff0c\u4f46\u52302025\u5e74\u9aa4\u964d\u81f347%\u3002\u95ee\u9898\u6b63\u4ece&#8221;\u8981\u4e0d\u8981\u51c6\u5907\uff1f&#8221;\u8f6c\u53d8\u4e3a&#8221;\u5982\u4f55\u51c6\u5907\uff1f&#8221;\u3002<\/p>\n<h2><span>\ud83d\udca1<\/span> \u97e9\u56fd\u91d1\u878d\u673a\u6784\u7684\u4e2d\u56fd\u5e02\u573a\u673a\u4f1a<\/h2>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">2024\u5e7412\u6708\uff0c\u4e2d\u56fd9\u4e2a\u90e8\u95e8\u8054\u5408\u53d1\u5e03\u7684\u300a\u5173\u4e8e\u91d1\u878d\u652f\u6301\u4e2d\u56fd\u5f0f\u517b\u8001\u548c\u94f6\u53d1\u7ecf\u6d4e\u53d1\u5c55\u7684\u6307\u5bfc\u610f\u89c1\u300b\u63d0\u51fa\uff0c\u52302028\u5e74\u5efa\u7acb\u57fa\u672c\u4f53\u7cfb\uff0c\u52302035\u5e74\u5efa\u6210\u6210\u719f\u7684\u517b\u8001\u91d1\u878d\u4f53\u7cfb\u3002\u8fd9\u4e3a\u97e9\u56fd\u91d1\u878d\u673a\u6784\u6253\u5f00\u4e86\u65b0\u7684\u673a\u4f1a\u4e4b\u95e8\u3002<\/p>\n<div>\n<h3 style=\"margin: 0 0 15px 0; border: none; padding: 0; color: #b8860b; font-size: 17px;\">\ud83d\udcbc \u97e9\u56fd\u91d1\u878d\u673a\u6784\u8fdb\u5165\u7b56\u7565<\/h3>\n<ol style=\"margin: 0; padding-left: 20px; font-size: 14px; color: #616161; line-height: 1.8;\">\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u5b9a\u5236\u5316\u4ea7\u54c1\u5f00\u53d1\uff1a<\/strong>\u53cd\u6620\u4e2d\u56fd\u8001\u5e74\u4eba\u6781\u5ea6\u4fdd\u5b88\u503e\u5411\u7684\u4fdd\u672c\u578b\u4ea7\u54c1\u3002\u76ee\u524d\u5df2\u63a8\u51fa465\u4e2a\u50a8\u84c4\u4ea7\u54c1\u3001149\u4e2a\u57fa\u91d1\u300148\u4e2a\u4fdd\u9669\u300118\u4e2a\u7406\u8d22\u4ea7\u54c1\uff0c\u4f46\u5dee\u5f02\u5316\u4e0d\u8db3<\/li>\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u6570\u5b57-\u7ebf\u4e0b\u6df7\u5408\u6a21\u5f0f\uff1a<\/strong>59.2%\u504f\u597d\u9762\u5bf9\u9762\u4ea4\u6613 \u2192 \u7ed3\u5408\u5728\u7ebf\u4fbf\u5229\u6027\u548c\u7ebf\u4e0b\u4fe1\u4efb<\/li>\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u7784\u51c6&#8221;\u5907\u8001&#8221;\u7fa4\u4f53\uff1a<\/strong>\u96c6\u4e2d\u653b\u756560-70\u5e74\u4ee3\u51fa\u751f\u7684\u9ad8\u5b66\u5386\u3001\u9ad8\u6536\u5165\u51c6\u8001\u5e74\u7fa4\u4f53<\/li>\n<li style=\"margin-bottom: 0;\"><strong style=\"color: #8b7355;\">\u5f00\u62d3\u519c\u6751\u5e02\u573a\uff1a<\/strong>\u76ee\u524d\u519c\u6751\u91d1\u878d\u670d\u52a1\u4ec5\u4e3a\u57ce\u5e02\u76841\/3 \u2192 \u84dd\u6d77<\/li>\n<\/ol>\n<\/div>\n<div>\n<h3 style=\"margin: 0 0 15px 0; border: none; padding: 0; color: #f57c00; font-size: 17px;\">\u26a0\ufe0f \u5e02\u573a\u8fdb\u5165\u6ce8\u610f\u4e8b\u9879<\/h3>\n<ul style=\"margin: 0; padding-left: 20px; font-size: 14px; color: #616161; line-height: 1.8;\">\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u4e2a\u4eba\u517b\u8001\u91d1\u8f6c\u5316\u7387\u4f4e\uff1a<\/strong>\u5f00\u6237\u7387\u5f88\u9ad8\uff0c\u4f46\u5b9e\u9645\u4ea7\u54c1\u8d2d\u4e70\u8f6c\u5316\u7387\u5f88\u4f4e<\/li>\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u4ea7\u54c1\u540c\u8d28\u5316\u95ee\u9898\uff1a<\/strong>\u5f88\u591a&#8221;\u8001\u5e74\u4e13\u5c5e&#8221;\u4ea7\u54c1\u5b9e\u9645\u4e0a\u53ea\u662f\u6539\u4e86\u540d\u79f0\uff0c\u7f3a\u4e4f\u5b9e\u8d28\u5dee\u5f02\u5316<\/li>\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u6570\u5b57\u9e3f\u6c9f\uff1a<\/strong>40%\u4ee5\u4e0a\u768425-34\u5c81\u4eba\u7fa4\u5c06&#8221;\u627e\u4e0d\u5230\u5408\u9002\u4ea7\u54c1&#8221;\u5217\u4e3a\u969c\u788d<\/li>\n<li style=\"margin-bottom: 0;\"><strong style=\"color: #8b7355;\">\u76d1\u7ba1\u53d8\u52a8\u6027\uff1a<\/strong>\u517b\u8001\u91d1\u878d\u653f\u7b56\u6b63\u5728\u5feb\u901f\u53d8\u5316 \u2192 \u9700\u8981\u6301\u7eed\u76d1\u6d4b<\/li>\n<\/ul>\n<\/div>\n<div>\n<h3 style=\"margin: 0 0 15px 0; border: none; padding: 0; color: #2e7d32; font-size: 17px;\">\u00a0\u97e9\u56fd\u7684\u7ade\u4e89\u4f18\u52bf<\/h3>\n<ul style=\"margin: 0; padding-left: 20px; font-size: 14px; color: #616161; line-height: 1.8;\">\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u7ecf\u9a8c\u8bc1\u7684\u94f6\u53d1\u6295\u8d44\u7ecf\u9a8c\uff1a<\/strong>\u5c0660\u5c81\u5973\u602726.9%\u6536\u76ca\u7387\u7684\u79d8\u8bc0\u4ea7\u54c1\u5316<\/li>\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u957f\u671f\u62a4\u7406\u4fdd\u9669\u8054\u52a8\u7ecf\u9a8c\uff1a<\/strong>2008\u5e74\u5f15\u5165\u540e\u79ef\u7d2f\u7684\u4e13\u4e1a\u77e5\u8bc6<\/li>\n<li style=\"margin-bottom: 10px;\"><strong style=\"color: #8b7355;\">\u6570\u5b57\u91d1\u878d\u6280\u672f\uff1a<\/strong>Kakao Bank\u3001Toss\u7b49\u91d1\u878d\u79d1\u6280\u7528\u6237\u4f53\u9a8c\u4e13\u4e1a\u77e5\u8bc6<\/li>\n<li style=\"margin-bottom: 0;\"><strong style=\"color: #8b7355;\">\u6587\u5316\u76f8\u4f3c\u6027\uff1a<\/strong>\u57fa\u4e8e\u5112\u5bb6\u6587\u5316\u5708\u7684\u4ee5\u5bb6\u5ead\u4e3a\u4e2d\u5fc3\u7684\u517b\u8001\u610f\u8bc6\u5171\u4eab<\/li>\n<\/ul>\n<\/div>\n<h2><span>\ud83c\udfaf<\/span> \u7ed3\u8bed<\/h2>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u97e9\u56fd60\u5c81\u5973\u6027\u6295\u8d44\u8005\u7684\u6210\u529f\u79d8\u8bc0\u5f88\u7b80\u5355\uff1a<strong>\u4e70\u5165\u597d\u516c\u53f8\u3001\u957f\u671f\u6301\u6709\u3001\u4e0d\u88ab\u5c0f\u6ce2\u52a8\u6240\u52a8\u6447\u3002<\/strong>\u8fd9\u79cd&#8221;\u5df4\u83f2\u7279\u5976\u5976&#8221;\u7b56\u7565\u5bf9\u4e2d\u56fd3\u4ebf\u94f6\u53d1\u65cf\u6765\u8bf4\u540c\u6837\u662f\u6709\u4ef7\u503c\u7684\u7ecf\u9a8c\u3002<\/p>\n<p style=\"margin-bottom: 18px; text-align: justify; color: #4a4a4a; font-size: 16px; line-height: 1.9;\">\u4e2d\u56fd\u517b\u8001\u91d1\u878d\u5e02\u573a\u6b63\u5728\u5efa\u7acb\u57fa\u672c\u4f53\u7cfb\u3002\u517b\u8001\u4fdd\u9669\u89c4\u6a21\u5df2\u8d85\u8fc76\u4e07\u4ebf\u5143\uff0c57%\u7684\u4eba\u9009\u62e9\u4fdd\u9669\u4f5c\u4e3a\u9000\u4f11\u51c6\u5907\u624b\u6bb5\u3002\u5982\u679c\u97e9\u56fd\u91d1\u878d\u673a\u6784\u80fd\u591f\u7ed3\u5408\u7ecf\u9a8c\u8bc1\u7684\u4e13\u4e1a\u77e5\u8bc6\u548c\u6570\u5b57\u6280\u672f\u8fdb\u5165\u5e02\u573a\uff0c\u5c06\u80fd\u5728\u8fd9\u4e2a\u5de8\u5927\u7684\u5e02\u573a\u4e2d\u627e\u5230\u65b0\u7684\u589e\u957f\u52a8\u529b\u3002<\/p>\n<div>\n<p style=\"margin: 0;\"><strong>\u4e0b\u671f\u9884\u544a\uff1a<\/strong>\u300a\u8001\u5e74\u521b\u4e1a\u8005\uff1a\u4e0d\u8001\u7684\u68a6\u60f3\u300b<br \/> \u63a2\u8bbf\u9000\u4f11\u540e\u5f00\u59cb\u65b0\u6311\u6218\u7684\u97e9\u4e2d\u94f6\u53d1\u521b\u4e1a\u5bb6\u4eec\u7684\u6545\u4e8b\u3002<\/p>\n<\/div>\n<div class=\"container\">\n<div style=\"display: flex; margin-bottom: 30px;\">\n<div>\u6734<\/div>\n<div style=\"text-align: left; color: #1e3a5f;\">\n<h4 style=\"font-size: 20px; margin: 0 0 8px 0; font-weight: bold;\">\u6734\u6d19\u74a1 (Sujin Park)<\/h4>\n<p style=\"font-size: 14px; margin: 0; line-height: 1.7;\">\u97e9\u56fd\u4eca\u65e5\u62a5\u4e5d\u8001\u5206\u793e \u793e\u957f<br \/> \u94f6\u8272\u6865\u6881\u9879\u76ee\u603b\u76d1<br \/> \u97e9\u4e2d\u8001\u5e74\u6587\u5316\u4e13\u680f\u4f5c\u5bb6<\/p>\n<\/div>\n<\/div>\n<div style=\"text-align: center; margin-bottom: 25px;\"><a href=\"mailto:guro@thekoreantoday.com\" target=\"_blank\">guro@thekoreantoday.com<\/a><\/div>\n<div>\n<p style=\"margin: 0 0 15px 0; font-weight: 600;\">\u97e9\u56fd\u4eca\u65e5\u62a5\u7279\u522b\u7b56\u5212 | \u94f6\u8272\u6865\u6881(Silver Bridge) &#8211; \u97e9\u4e2d\u8001\u5e74\u6587\u5316\u8fde\u63a5\u9879\u76ee<\/p>\n<p style=\"margin: 0; font-size: 13px;\">\u672c\u4e13\u680f\u63d0\u4f9b\u97e9\u4e2d\u8001\u5e74\u6587\u5316\u7684\u5ba2\u89c2\u6bd4\u8f83\u5206\u6790\uff0c<br \/> \u4e0d\u80fd\u66ff\u4ee3\u7279\u5b9a\u4f01\u4e1a\u7684\u6295\u8d44\u5224\u65ad\u3002<\/p>\n<\/div>\n<\/div>\n<div class=\"container\">\n<p style=\"margin: 0; 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