{"id":17278,"date":"2025-02-28T09:00:00","date_gmt":"2025-02-28T00:00:00","guid":{"rendered":"https:\/\/thekoreantoday.com\/ulsangangnam\/?p=17278"},"modified":"2025-02-26T11:59:13","modified_gmt":"2025-02-26T02:59:13","slug":"beginner-finance-guide","status":"publish","type":"post","link":"https:\/\/thekoreantoday.com\/ulsangangnam\/2025\/02\/28\/beginner-finance-guide\/","title":{"rendered":"\ud83d\udcb0 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c \uac00\uc774\ub4dc: \uc6d4\uae09 \uad00\ub9ac\ubd80\ud130 \ud22c\uc790\uae4c\uc9c0 \ud55c \ubc88\uc5d0!"},"content":{"rendered":"\n<p><strong>\u201c\uc6d4\uae09\uc740 \ud1b5\uc7a5\uc744 \uc2a4\uccd0 \uc9c0\ub098\uac04\ub2e4\u201d<\/strong><br>\uc0ac\ud68c\ucd08\ub144\uc0dd\uc774 \ucc98\uc74c \uc6d4\uae09\uc744 \ubc1b\uc73c\uba74 \uc5b4\ub514\uc5d0 \uc5b4\ub5bb\uac8c \uc368\uc57c \ud560\uc9c0 \ub9c9\ub9c9\ud560 \ub54c\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774 \uc2dc\uae30\uc5d0 <strong>\uc62c\ubc14\ub978 \uc7ac\ud14c\ud06c \uc2b5\uad00\uc744 \ub4e4\uc774\uba74 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc55e\ub2f9\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 <strong>\uc0ac\ud68c\ucd08\ub144\uc0dd\uc774 \ub3c8\uc744 \ubaa8\uc73c\uace0, \ud22c\uc790\ud558\uba70, \uc2e0\uc6a9\uc744 \uad00\ub9ac\ud558\ub294 \uc2e4\uc804 \uc7ac\ud14c\ud06c \ubc29\ubc95<\/strong>\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud83d\udccc <strong>\uc774 \uae00\uc5d0\uc11c \ub2e4\ub8f0 \ub0b4\uc6a9:<\/strong><br>\u2714 \uc0ac\ud68c\ucd08\ub144\uc0dd\uc774 \uaf2d \uc54c\uc544\uc57c \ud560 \uc6d4\uae09 \uad00\ub9ac\ubc95<br>\u2714 \ub3c8\uc744 \ubaa8\uc73c\ub294 \uc800\ucd95 \uc804\ub7b5 &amp; \ud544\uc218 \ud1b5\uc7a5 \uad6c\uc131<br>\u2714 \uc801\uc740 \ub3c8\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \ud22c\uc790 \ubc29\ubc95<br>\u2714 \uc2e0\uc6a9\uad00\ub9ac, \uc808\uc138, \uc815\ubd80 \uc9c0\uc6d0\uc81c\ub3c4 \ud65c\uc6a9\ubc95<\/p>\n\n\n\n<figure class=\"gb-block-image gb-block-image-de7bcbb1\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"600\" class=\"gb-image gb-image-de7bcbb1\" src=\"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\uc0ac\ud68c\ucd08\ub144\uc0dd.gif\" alt=\"\" title=\"\uc0ac\ud68c\ucd08\ub144\uc0dd\" \/ loading=\"lazy\"><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udccc 1. \uc6d4\uae09 \uad00\ub9ac: <strong>50-30-20 \ubc95\uce59 \ud65c\uc6a9\ud558\uae30<\/strong><\/h2>\n\n\n\n<p>\uc0ac\ud68c\ucd08\ub144\uc0dd\uc774 \ub3c8\uc744 \uad00\ub9ac\ud558\ub294 \uac00\uc7a5 \uae30\ubcf8\uc801\uc778 \ubc29\ubc95\uc740 <strong>50-30-20 \ubc95\uce59<\/strong>\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud83d\udcb0 <strong>50% \u2013 \ud544\uc218 \uc9c0\ucd9c:<\/strong> \uc6d4\uc138, \uacf5\uacfc\uae08, \uc2dd\ube44, \uad50\ud1b5\ube44<br>\ud83d\udcb0 <strong>30% \u2013 \uc790\uc720 \uc18c\ube44:<\/strong> \uc1fc\ud551, \uc678\uc2dd, \ucde8\ubbf8\uc0dd\ud65c<br>\ud83d\udcb0 <strong>20% \u2013 \uc800\ucd95 \ubc0f \ud22c\uc790:<\/strong> \ube44\uc0c1\uae08, \uc608\uae08, \ud22c\uc790, \uc5f0\uae08\uc800\ucd95<\/p>\n\n\n\n<p>\u2714 <strong>\uc6d4\uae09\uc758 \ucd5c\uc18c 20% \uc774\uc0c1\uc740 \uc800\ucd95 \ubc0f \ud22c\uc790<\/strong>\ub85c \ud65c\uc6a9\ud558\ub294 \uc2b5\uad00\uc744 \ub4e4\uc774\uc138\uc694!<br>\u2714 <strong>\ube44\uc0c1\uae08 \ud1b5\uc7a5\uacfc \ud22c\uc790 \uacc4\uc88c\ub97c \ubbf8\ub9ac \uac1c\uc124<\/strong>\ud558\uba74 \ub3c8\uc744 \uad00\ub9ac\ud558\uae30 \uc26c\uc6cc\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud83d\udca1 <strong>\ucd94\ucc9c \uae08\uc735 \uc571:<\/strong><br>\u2705 <strong>\uac00\uacc4\ubd80 \uad00\ub9ac<\/strong> \u2013 \ubc45\ud06c\uc0d0\ub7ec\ub4dc, \ud1a0\uc2a4,\ud3b8\ud55c\uac00\uacc4<\/p>\n\n\n\n<figure class=\"gb-block-image gb-block-image-2f2206cc\"><a href=\"https:\/\/ko.realbyteapps.com\/\"><img loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"170\" class=\"gb-image gb-image-2f2206cc\" src=\"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\uac00\uacc4\ubd80\uc571\ud074\ub9ad-1-1.gif\" alt=\"\ud3b8\ud55c\uac00\uacc4\ubd80 \ubc14\ub85c\uac00\uae30\" title=\"\uac00\uacc4\ubd80\uc571\ud074\ub9ad (1)\" \/ loading=\"lazy\"><\/a><\/figure>\n\n\n\n<p><br>\u2705 <strong>\uc790\uc0b0\uad00\ub9ac &amp; \ud22c\uc790<\/strong> \u2013 \ud0a4\uc6c0\uc99d\uad8c, \uc0bc\uc131\uc99d\uad8c, \ubbf8\ub798\uc5d0\uc14b m.Stock<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udccc 2. \ub3c8\uc744 \ubaa8\uc73c\ub294 \uc800\ucd95 \uc804\ub7b5 &amp; \ud544\uc218 \ud1b5\uc7a5 3\uac00\uc9c0<\/h2>\n\n\n\n<p>\ub2e8\uc21c\ud788 \ub3c8\uc744 \ubaa8\uc73c\ub294 \uac83\uc774 \uc544\ub2c8\ub77c <strong>\ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0 \uccb4\uacc4\uc801\uc73c\ub85c \uad00\ub9ac<\/strong>\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udfaf <strong>\uc0ac\ud68c\ucd08\ub144\uc0dd\uc774 \uaf2d \ub9cc\ub4e4\uc5b4\uc57c \ud560 \ud544\uc218 \ud1b5\uc7a5 3\uac00\uc9c0<\/strong><\/h3>\n\n\n\n<p>1\ufe0f\u20e3 <strong>\ube44\uc0c1\uae08 \ud1b5\uc7a5<\/strong> (\uc0dd\ud65c\ube44 3~6\uac1c\uc6d4 \ubcf4\uad00)<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae09\ud55c \uc77c\uc774 \uc0dd\uacbc\uc744 \ub54c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d <strong>\uc785\ucd9c\uae08\uc774 \uc790\uc720\ub85c\uc6b4 \uace0\uae08\ub9ac CMA \ud1b5\uc7a5<\/strong> \ucd94\ucc9c<\/li>\n\n\n\n<li><strong>\ucd94\ucc9c:<\/strong> \ud55c\uad6d\ud22c\uc790\uc99d\uad8c CMA, \ubbf8\ub798\uc5d0\uc14b CMA<\/li>\n<\/ul>\n\n\n\n<figure class=\"gb-block-image gb-block-image-800de0bc\"><a href=\"https:\/\/securities.miraeasset.com\/hks\/hks4311\/n02.do\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"200\" class=\"gb-image gb-image-800de0bc\" src=\"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\ubbf8\ub798\uc5d0\uc14bC.png\" alt=\"\ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c CMA\ubc14\ub85c\uac00\uae30\" title=\"\ubbf8\ub798\uc5d0\uc14bC\" srcset=\"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\ubbf8\ub798\uc5d0\uc14bC.png 600w, https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\ubbf8\ub798\uc5d0\uc14bC-300x100.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/ loading=\"lazy\"><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>2\ufe0f\u20e3 <strong>\ubaa9\ud45c \uc800\ucd95 \ud1b5\uc7a5<\/strong> (\uc5ec\ud589, \uc790\ub3d9\ucc28, \uacb0\ud63c \ub4f1)<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubaa9\uc801\uc774 \ub69c\ub837\ud55c \uc9c0\ucd9c\uc744 \uc704\ud574 <strong>\uc801\uae08, \uc815\uae30\uc608\uae08 \ud65c\uc6a9<\/strong><\/li>\n\n\n\n<li><strong>\ucd94\ucc9c:<\/strong> \uce74\uce74\uc624\ubc45\ud06c \uc790\uc720\uc801\uae08, \uc2e0\ud55c \ub9c8\uc774\ud648 \uc801\uae08<\/li>\n<\/ul>\n\n\n\n<p>3\ufe0f\u20e3 <strong>\uc7a5\uae30 \ud22c\uc790 \ud1b5\uc7a5<\/strong> (\ub178\ud6c4 \ub300\ube44 &amp; \ubaa9\ub3c8 \ub9c8\ub828)<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uc99d\uc2dd\uc744 \uc704\ud574 <strong>\uc5f0\uae08\uc800\ucd95\ud380\ub4dc &amp; \uac1c\uc778\ud615 IRP \ud65c\uc6a9<\/strong><\/li>\n\n\n\n<li><strong>\ucd94\ucc9c:<\/strong> \ubbf8\ub798\uc5d0\uc14b \uc5f0\uae08\uc800\ucd95\ud380\ub4dc, \uc0bc\uc131\uc99d\uad8c IRP<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udccc 3. \uc0ac\ud68c\ucd08\ub144\uc0dd\uc774 \uc27d\uac8c \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \ud22c\uc790 \ubc29\ubc95<\/h2>\n\n\n\n<p>\uc800\ucd95\ub9cc\uc73c\ub85c\ub294 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc744 \ub530\ub77c\uac00\uae30 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0, <strong>\ud22c\uc790\ub3c4 \ubcd1\ud589\ud558\ub294 \uac83\uc774 \uc911\uc694<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcc8 <strong>\ucd94\ucc9c \ud22c\uc790 \ubc29\ubc95 (\ucd08\ubcf4\uc790\uc6a9)<\/strong><\/h3>\n\n\n\n<p>\u2705 <strong>ETF (\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)<\/strong> \u2013 \uc801\uc740 \ub3c8\uc73c\ub85c\ub3c4 \ubd84\uc0b0 \ud22c\uc790 \uac00\ub2a5<br>\u2705 <strong>\uc801\uae08 &amp; \uc608\uae08<\/strong> \u2013 \uc885\uc7a3\ub3c8\uc744 \uc548\uc804\ud558\uac8c \ubaa8\uc744 \ub54c \ud65c\uc6a9<br>\u2705 <strong>\uc5f0\uae08\uc800\ucd95\ud380\ub4dc \/ IRP<\/strong> \u2013 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd &amp; \ub178\ud6c4 \ub300\ube44<br>\u2705 <strong>\uccad\ub144 \uc6b0\ub300 \uae08\uc735\uc0c1\ud488<\/strong> \u2013 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c, \uccad\ub144\ud615 \uc8fc\ud0dd\uccad\uc57d\uc800\ucd95<\/p>\n\n\n\n<p>\ud83d\udca1 <strong>ETF \ucd08\ubcf4\uc790 \ucd94\ucc9c \uc0c1\ud488:<\/strong><br>\ud83d\udccc KODEX 200 \u2013 \ud55c\uad6d \ub300\ud45c \uae30\uc5c5 \ud22c\uc790<br>\ud83d\udccc TIGER \ubbf8\uad6dS&amp;P500 \u2013 \ubbf8\uad6d \ub300\ud45c \uae30\uc5c5 \ud22c\uc790<\/p>\n\n\n\n<p>\u2714 <strong>\ud22c\uc790\ub97c \uc2dc\uc791\ud558\uae30 \uc804, \uae08\uc735 \uc9c0\uc2dd\uc744 \uc313\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/strong><br>\u2714 \uc720\ud29c\ube0c, \ube14\ub85c\uadf8, \ub3c4\uc11c\ub97c \ud65c\uc6a9\ud574 \uae30\ubcf8 \uac1c\ub150\uc744 \uc775\ud788\uc138\uc694!<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udccc 4. \uc2e0\uc6a9\uad00\ub9ac &amp; \ubd80\ucc44 \uad00\ub9ac<\/h2>\n\n\n\n<p>\uc0ac\ud68c\ucd08\ub144\uc0dd\uc77c\uc218\ub85d <strong>\uc2e0\uc6a9\uc810\uc218\ub97c \uc798 \uad00\ub9ac\ud558\ub294 \uac83<\/strong>\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\u2705 <strong>\uccb4\ud06c\uce74\ub4dc\ubcf4\ub2e4\ub294 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uacc4\ud68d\uc801\uc73c\ub85c \uc0ac\uc6a9<\/strong><br>\u2705 <strong>\uce74\ub4dc\uac12 \uc5f0\uccb4 \uc5c6\uc774 \uc81c\ub54c \ub0a9\ubd80<\/strong> (\uc5f0\uccb4 \uc2dc \uc2e0\uc6a9\uc810\uc218 \ud558\ub77d)<br>\u2705 <strong>\ubd88\ud544\uc694\ud55c \ub300\ucd9c\uc740 \uc808\ub300 \uc2e0\uc911\ud558\uac8c!<\/strong><\/p>\n\n\n\n<p>\ud83d\udca1 <strong>TIP:<\/strong> \uc2e0\uc6a9\uc810\uc218\uac00 \ub192\uc744\uc218\ub85d <strong>\uc804\uc138\uc790\uae08\ub300\ucd9c, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ub4f1\uc5d0\uc11c \uc720\ub9ac\ud55c \uc870\uac74<\/strong>\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udccc 5. \ubcf4\ud5d8 \uac00\uc785, \uaf2d \ud544\uc694\ud55c \uac83\ub9cc!<\/h2>\n\n\n\n<p>\ubcf4\ud5d8\uc740 \uc608\uc0c1\uce58 \ubabb\ud55c \uc0ac\uace0\uc5d0 \ub300\ube44\ud558\ub294 \uc911\uc694\ud55c \uc7ac\ud14c\ud06c \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud83d\udd39 <strong>\ud544\uc218 \ubcf4\ud5d8:<\/strong> \uc2e4\uc190 \uc758\ub8cc\ubcf4\ud5d8, \uc554\ubcf4\ud5d8<br>\ud83d\udd39 <strong>\uc120\ud0dd \ubcf4\ud5d8:<\/strong> \uc790\ub3d9\ucc28\ubcf4\ud5d8(\ucc28\ub7c9 \uc18c\uc720 \uc2dc), \uc800\ucd95\uc131 \ubcf4\ud5d8(\uc2e0\uc911\ud788 \uc120\ud0dd)<\/p>\n\n\n\n<p>\ud83d\udca1 <strong>\ubcf4\ud5d8 \ube44\uad50 \uc0ac\uc774\ud2b8:<\/strong><br>\ud83d\udc49 <a>\ubcf4\ud5d8\ub2e4\ubaa8\uc544<\/a>\uc5d0\uc11c \uac00\uaca9 \ube44\uad50 \uac00\ub2a5<\/p>\n\n\n\n<figure class=\"gb-block-image gb-block-image-072d04fc\"><a href=\"https:\/\/open.kakao.com\/o\/s7SHc30g\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"200\" class=\"gb-image gb-image-072d04fc\" src=\"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\ubbf8\ub798\uae08\uc735-1\ub3001\ucc44\ud305.png\" alt=\"\ubbf8\ub798\uae08\uc735\uc13c\ud130 1:1\ucc44\ud305\ubc29\" title=\"\ubbf8\ub798\uae08\uc735 1\ub3001\ucc44\ud305\" srcset=\"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\ubbf8\ub798\uae08\uc735-1\ub3001\ucc44\ud305.png 800w, https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\ubbf8\ub798\uae08\uc735-1\ub3001\ucc44\ud305-300x75.png 300w, https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\ubbf8\ub798\uae08\uc735-1\ub3001\ucc44\ud305-768x192.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/ loading=\"lazy\"><\/a><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udccc 6. \uc138\uae08 \uc808\uc57d\ud558\ub294 \uc808\uc138 \uc804\ub7b5<\/h2>\n\n\n\n<p><strong>\uc138\uae08\uc744 \uc808\uc57d\ud558\ub294 \uac83\ub3c4 \uc7ac\ud14c\ud06c\uc758 \ud55c \ubd80\ubd84!<\/strong> \uc5f0\ub9d0\uc815\uc0b0\uc744 \uc801\uadf9 \ud65c\uc6a9\ud558\uc138\uc694.<\/p>\n\n\n\n<p>\ud83d\udcb0 <strong>\uc5f0\ub9d0\uc815\uc0b0 \uc2dc \uccb4\ud06c\ud560 \uacf5\uc81c \ud56d\ubaa9:<\/strong><br>\u2705 \uc2e0\uc6a9\uce74\ub4dc \/ \uccb4\ud06c\uce74\ub4dc \uc0ac\uc6a9\uc561 \uacf5\uc81c<br>\u2705 \uc758\ub8cc\ube44, \uad50\uc721\ube44, \uae30\ubd80\uae08 \uacf5\uc81c<br>\u2705 \uc8fc\ud0dd\uccad\uc57d\uc800\ucd95 \uc18c\ub4dd\uacf5\uc81c<br>\u2705 \uac1c\uc778\ud615 IRP \/ \uc5f0\uae08\uc800\ucd95 \uc138\uc561\uacf5\uc81c (\uc5f0\uac04 \ucd5c\ub300 900\ub9cc \uc6d0)<\/p>\n\n\n\n<p>\ud83d\udca1 <strong>\uc5f0\ub9d0\uc815\uc0b0 \ubbf8\ub9ac \uacc4\uc0b0\ud558\ub824\uba74?<\/strong> \ud83d\udc49 <a>\uad6d\uc138\uccad \ud648\ud0dd\uc2a4<\/a> \uc774\uc6a9<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udccc 7. \uc0ac\ud68c\ucd08\ub144\uc0dd\uc744 \uc704\ud55c \uc815\ubd80 \uc9c0\uc6d0 \uc81c\ub3c4<\/h2>\n\n\n\n<p>\uc815\ubd80\uc5d0\uc11c\ub294 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\ud83d\ude0a<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201c\uc6d4\uae09\uc740 \ud1b5\uc7a5\uc744 \uc2a4\uccd0 \uc9c0\ub098\uac04\ub2e4\u201d\uc0ac\ud68c\ucd08\ub144\uc0dd\uc774 \ucc98\uc74c \uc6d4\uae09\uc744 \ubc1b\uc73c\uba74 \uc5b4\ub514\uc5d0 \uc5b4\ub5bb\uac8c \uc368\uc57c \ud560\uc9c0 \ub9c9\ub9c9\ud560 \ub54c\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774 \uc2dc\uae30\uc5d0 \uc62c\ubc14\ub978 \uc7ac\ud14c\ud06c \uc2b5\uad00\uc744 \ub4e4\uc774\uba74 \uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc55e\ub2f9\uae38 \uc218 &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"\ud83d\udcb0 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c \uac00\uc774\ub4dc: \uc6d4\uae09 \uad00\ub9ac\ubd80\ud130 \ud22c\uc790\uae4c\uc9c0 \ud55c \ubc88\uc5d0!\" class=\"read-more button\" href=\"https:\/\/thekoreantoday.com\/ulsangangnam\/2025\/02\/28\/beginner-finance-guide\/#more-17278\" aria-label=\"\ud83d\udcb0 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c \uac00\uc774\ub4dc: \uc6d4\uae09 \uad00\ub9ac\ubd80\ud130 \ud22c\uc790\uae4c\uc9c0 \ud55c \ubc88\uc5d0!\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">Read more<\/a><\/p>\n","protected":false},"author":195,"featured_media":-999999,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/02\/\uc0ac\ud68c\ucd08\ub144\uc0dd.gif","fifu_image_alt":"","footnotes":""},"categories":[78],"tags":[534],"class_list":["post-17278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-534","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ud83d\udcb0 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c \uac00\uc774\ub4dc: \uc6d4\uae09 \uad00\ub9ac\ubd80\ud130 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