{"id":20930,"date":"2025-03-31T08:30:00","date_gmt":"2025-03-30T23:30:00","guid":{"rendered":"https:\/\/thekoreantoday.com\/ulsangangnam\/?p=20930"},"modified":"2025-03-30T08:09:25","modified_gmt":"2025-03-29T23:09:25","slug":"personal-pension-importance","status":"publish","type":"post","link":"https:\/\/thekoreantoday.com\/ulsangangnam\/2025\/03\/31\/personal-pension-importance\/","title":{"rendered":"\uac1c\uc778\uc5f0\uae08\uc758 \ud544\uc694\uc131 &#8211; \uc9c0\uae08 \uc2dc\uc791\ud574\uc57c \ud560 \uc774\uc720"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>&#8220;\uad6d\ubbfc\uc5f0\uae08\ub9cc\uc73c\ub85c \ucda9\ubd84\ud560\uae4c\uc694?&#8221; \ub9ce\uc740 \ubd84\ub4e4\uc774 \uac71\uc815\ud558\ub294 \ub178\ud6c4 \uc900\ube44. \uac1c\uc778\uc5f0\uae08\uc740 \ub354 \uc774\uc0c1 \uc120\ud0dd\uc774 \uc544\ub2cc \ud544\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc548\ub155\ud558\uc138\uc694! \uc624\ub298\uc740 \ub204\uad6c\uc5d0\uac8c\ub098 \uaf2d \ud544\uc694\ud55c <strong>\uac1c\uc778\uc5f0\uae08<\/strong>\uc5d0 \ub300\ud55c \uc774\uc57c\uae30\ub97c \ub098\ub220\ubcf4\ub824 \ud574\uc694. \uacbd\uc81c\uac00 \ubd88\uc548\uc815\ud558\uace0, \uae30\ub300\uc218\uba85\uc774 \ub298\uc5b4\ub098\ub294 \uc2dc\ub300\uc5d0, \uad6d\ubbfc\uc5f0\uae08 \ud558\ub098\ub85c\ub294 \ubd80\uc871\ud55c \uac8c \ud604\uc2e4\uc774\uc8e0. \uadf8\ub807\ub2e4\uba74 \uc65c, \uc5b8\uc81c\ubd80\ud130, \uc5b4\ub5bb\uac8c \uac1c\uc778\uc5f0\uae08\uc744 \uc900\ube44\ud574\uc57c \ud560\uae4c\uc694? \uc9c0\uae08\ubd80\ud130 \ud558\ub098\uc529 \uc9da\uc5b4\ub4dc\ub9b4\uac8c\uc694.<\/p>\n\n\n\n<p>\uc5ec\ub7ec\ubd84, \ud639\uc2dc \uc774\ub7f0 \uc0dd\uac01 \ud574\ubcf4\uc168\ub098\uc694? &#8220;\uad6d\ubbfc\uc5f0\uae08\ub9cc\uc73c\ub85c \ub178\ud6c4\uac00 \uad1c\ucc2e\uc744\uae4c?&#8221; \uc2e4\uc81c\ub85c \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc5f0\uae08 \ubd80\uc871\uc744 \uac71\uc815\ud558\uace0 \uc788\uc5b4\uc694.<\/p>\n\n\n\n<p>\uc548\ub155\ud558\uc138\uc694 \uc5ec\ub7ec\ubd84! \uc810\uc810 \uae38\uc5b4\uc9c0\ub294 \uc778\uc0dd, \uc740\ud1f4 \ud6c4\uc758 \uc0b6\uc744 \uc5b4\ub5bb\uac8c \uc900\ube44\ud558\uace0 \uacc4\uc2e0\uac00\uc694? \ub204\uad6c\ub098 \ub9de\uc774\ud558\uac8c \ub420 \ub178\ud6c4\uc9c0\ub9cc, \uc900\ube44\ub294 \uadf8\ub9ac \uc27d\uc9c0 \uc54a\uc8e0. \uc624\ub298\uc740 \uadf8 \uc911\uc5d0\uc11c\ub3c4 \ud2b9\ud788 \uc911\uc694\ud55c <strong>\u2018\uac1c\uc778\uc5f0\uae08\uc758 \ud544\uc694\uc131\u2019<\/strong>\uc5d0 \ub300\ud574 \uc27d\uace0 \uce5c\uc808\ud558\uac8c \uc774\uc57c\uae30\ud574\ubcf4\ub824 \ud574\uc694. \uc138\ud14c\ud06c, \uc548\uc815\uc801 \uc218\uc775, \uadf8\ub9ac\uace0 \ub178\ud6c4 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uae4c\uc9c0! \uc9c0\uae08\ubd80\ud130 \ud568\uaed8 \uc54c\uc544\ubcfc\uae4c\uc694?<\/p>\n\n\n\n<figure class=\"gb-block-image gb-block-image-8bb2610f\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" class=\"gb-image gb-image-8bb2610f\" src=\"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/03\/\uac1c\uc778\uc5f0\uae08\uc758-\ud544\uc694\uc131.png\" alt=\"\uac1c\uc778\uc5f0\uae08\uc744 \uc54c\uc544\ubcfc \ud544\uc694\uc131\" title=\"\uac1c\uc778\uc5f0\uae08\uc758 \ud544\uc694\uc131\" srcset=\"https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/03\/\uac1c\uc778\uc5f0\uae08\uc758-\ud544\uc694\uc131.png 600w, https:\/\/thekoreantoday.com\/ulsangangnam\/wp-content\/uploads\/sites\/173\/2025\/03\/\uac1c\uc778\uc5f0\uae08\uc758-\ud544\uc694\uc131-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/ loading=\"lazy\"><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reason1\">1. \uc65c \uad6d\ubbfc\uc5f0\uae08\ub9cc\uc73c\ub85c\ub294 \ubd80\uc871\ud55c\uac00\uc694?<\/h2>\n\n\n\n<p>\uad6d\ubbfc\uc5f0\uae08\uc740 \uae30\ubcf8\uc801\uc778 \uc0dd\ud65c\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud3c9\uade0 \uc218\ub839\uc561\uc774 50~60\ub9cc \uc6d0 \uc218\uc900\uc778 \ud604\uc2e4\uc5d0\uc11c\ub294 \uc740\ud1f4 \ud6c4 \ucda9\ubd84\ud55c \uc0b6\uc758 \uc9c8\uc744 \uc720\uc9c0\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud1b5\uacc4\uccad\uc5d0 \ub530\ub974\uba74 \ub178\ud6c4 \ucd5c\uc18c \uc0dd\ud65c\ube44\ub294 \uc6d4 180\ub9cc \uc6d0 \uc774\uc0c1\uc774\uba70, \uc5ec\uc720 \uc788\ub294 \uc0dd\ud65c\uc744 \uc704\ud574\uc120 250\ub9cc \uc6d0 \uc774\uc0c1\uc774 \ud544\uc694\ud558\ub2e4\ub294 \ubd84\uc11d\uc774 \uc788\uc5b4\uc694. \uc989, \uad6d\ubbfc\uc5f0\uae08\ub9cc\uc73c\ub85c\ub294 <strong>\uae30\ucd08 \uc218\uc900\ub3c4 \ub9cc\uc871\uc2dc\ud0a4\uae30 \ud798\ub4e0 \uad6c\uc870<\/strong>\uc778 \uc148\uc774\uc8e0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reason2\">2. \uac1c\uc778\uc5f0\uae08\uc758 \uc720\ud615\uacfc \ube44\uad50<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\ud56d\ubaa9<\/th><th>\uc5f0\uae08\uc800\ucd95<\/th><th>IRP(\uac1c\uc778\ud615\ud1f4\uc9c1\uc5f0\uae08)<\/th><\/tr><\/thead><tbody><tr><td>\uc5f0\uac04 \ub0a9\uc785\ud55c\ub3c4<\/td><td>400\ub9cc \uc6d0<\/td><td>700\ub9cc \uc6d0 (\uc5f0\uae08\uc800\ucd95 \ud3ec\ud568)<\/td><\/tr><tr><td>\uc138\uc561\uacf5\uc81c\uc728<\/td><td>13.2~16.5%<\/td><td>13.2~16.5%<\/td><\/tr><tr><td>\uc5f0\uae08 \uac1c\uc2dc \uc870\uac74<\/td><td>\ub9cc 55\uc138 \uc774\ud6c4<\/td><td>\ub9cc 55\uc138 \uc774\ud6c4<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ub450 \uc0c1\ud488 \ubaa8\ub450 \uc7a5\uae30\uc801\uc778 \uc808\uc138 \ud6a8\uacfc\uac00 \ud06c\uace0, \uc218\uc775\ub960\uacfc \uc548\uc815\uc131\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uae30\uc5d0 \uc801\ud569\ud574\uc694. \ud2b9\ud788 IRP\ub294 \ud1f4\uc9c1\uae08 \uc6b4\uc6a9 \uc218\ub2e8\uc73c\ub85c\ub3c4 \ud65c\uc6a9 \uac00\ub2a5\ud574\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reason3\">3. \uac1c\uc778\uc5f0\uae08\uc774 \uc81c\uacf5\ud558\ub294 \uc138\uc81c \ud61c\ud0dd<\/h2>\n\n\n\n<p>\uac1c\uc778\uc5f0\uae08\uc758 \uac00\uc7a5 \ud070 \ub9e4\ub825 \uc911 \ud558\ub098\ub294 <strong>\uc138\uc561\uacf5\uc81c<\/strong>\uc785\ub2c8\ub2e4. \uc5f0\uac04 \ub0a9\uc785 \uae08\uc561\uc5d0 \ub530\ub77c 13.2%\uc5d0\uc11c \ucd5c\ub300 16.5%\uae4c\uc9c0 \uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4\uc694. \uc608\ub97c \ub4e4\uc5b4, \uc5f0\uae08\uc800\ucd95 400\ub9cc \uc6d0\uc744 \ub0a9\uc785\ud558\uba74 \ucd5c\ub300 66\ub9cc \uc6d0\uc758 \uc138\uae08\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc5f0\uae08 \uc218\ub839 \uc2dc\uc5d0\ub294 <strong>\uc5f0\uae08\uc18c\ub4dd\uc138<\/strong>\uac00 \uc801\uc6a9\ub418\uba70, \uc774\ub294 \uc77c\ubc18 \uc885\ud569\uc18c\ub4dd\uc138\ubcf4\ub2e4 \ub0ae\uc740 \uc138\uc728\uc774\ub77c \ub354 \uc720\ub9ac\ud569\ub2c8\ub2e4. \uc989, \ub0a9\uc785\ud560 \ub550 \uc138\uae08\uc744 \uc904\uc774\uace0, \ubc1b\uc744 \ub550 \uc138\uae08 \ubd80\ub2f4\uc744 \ub35c \uc218 \uc788\ub294 \uc77c\uc11d\uc774\uc870\uc758 \uc804\ub7b5\uc774\uc5d0\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reason4\">4. \uc218\ub839 \uc2dc \uc8fc\uc758\ud560 \uc810\uc740?<\/h2>\n\n\n\n<p>\uac1c\uc778\uc5f0\uae08\uc740 \ub9cc 55\uc138\ubd80\ud130 \uc218\ub839\ud560 \uc218 \uc788\uc9c0\ub9cc, <strong>\uc77c\uc2dc \uc778\ucd9c \uc2dc\uc5d0\ub294 \ubd88\uc774\uc775<\/strong>\uc774 \uc788\uc744 \uc218 \uc788\uc5b4\uc694. \uc5f0\uae08 \ud615\ud0dc\ub85c \uc218\ub839\ud558\uc9c0 \uc54a\uace0 \uc911\ub3c4\uc5d0 \uc778\ucd9c\ud558\uba74, \uae30\uc874\uc5d0 \ubc1b\uc558\ub358 \uc138\uc561\uacf5\uc81c\ub97c \ucd94\uc9d5\ub2f9\ud558\uace0 \uae30\ud0c0\uc18c\ub4dd\uc138\uae4c\uc9c0 \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c, <strong>\uc5f0\ub839\uc5d0 \ub530\ub77c \uc5f0\uae08\uc18c\ub4dd\uc138\uc728\ub3c4 \ucc28\ub4f1 \uc801\uc6a9<\/strong>\ub418\uae30 \ub54c\ubb38\uc5d0 \uc218\ub839 \uc2dc\uc810\uc744 \uc804\ub7b5\uc801\uc73c\ub85c \uc870\uc728\ud558\ub294 \uac8c \uc88b\uc544\uc694. \uc608\ub97c \ub4e4\uc5b4, 70\uc138 \uc774\ud6c4 \uc218\ub839 \uc2dc \uc138\uc728\uc774 \ub354 \ub0ae\uc544\uc838 \uc808\uc138 \ud6a8\uacfc\uac00 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reason5\">5. \uc7ac\ubb34\uc124\uacc4\uc5d0 \uc5f0\uae08\uc744 \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95<\/h2>\n\n\n\n<p>\uac1c\uc778\uc5f0\uae08\uc740 \uad6d\ubbfc\uc5f0\uae08, \ud1f4\uc9c1\uc5f0\uae08\uacfc \ud568\uaed8 <strong>3\uce35 \uc5f0\uae08 \uad6c\uc870<\/strong>\ub97c \uc644\uc131\ud558\ub294 \ud575\uc2ec \ub3c4\uad6c\uc785\ub2c8\ub2e4. \uc7ac\ubb34\uc124\uacc4 \uc2dc, \ub9e4\uc6d4 \uc77c\uc815 \uae08\uc561\uc744 \uc800\ucd95\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uafb8\uc900\ud788 \ub0a9\uc785\ud558\uba74 \uc548\uc815\uc801\uc778 \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828\uc774 \uac00\ub2a5\ud574\uc694.<\/p>\n\n\n\n<p>\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc740 <strong>\uc704\ud5d8 \uc131\ud5a5\uacfc \ud22c\uc790 \uae30\uac04<\/strong>\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc838\uc57c \ud574\uc694. \uc608\ub97c \ub4e4\uc5b4, \uc740\ud1f4\uac00 \uac00\uae4c\uc6b4 \uacbd\uc6b0\uc5d0\ub294 \uc6d0\uae08 \ubcf4\uc7a5\ud615 \uc704\uc8fc\ub85c, \uc2dc\uac04\uc774 \ucda9\ubd84\ud560 \ub550 \ud380\ub4dc \uc5f0\ub3d9\ud615\uc73c\ub85c \uc218\uc775\ub960\uc744 \ub192\uc774\ub294 \uc804\ub7b5\ub3c4 \uace0\ub824\ud574\ubcfc \uc218 \uc788\uc8e0.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reason6\">6. \uc9c0\uae08 \uc2dc\uc791\ud574\uc57c \ud558\ub294 \uc774\uc720<\/h2>\n\n\n\n<p>\uc5f0\uae08\uc740 <strong>\ubcf5\ub9ac\uc758 \ub9c8\ubc95<\/strong>\uc744 \uac00\uc7a5 \uc798 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4. 1\ub144\uc774\ub77c\ub3c4 \ube68\ub9ac \uc2dc\uc791\ud558\uba74, \uac19\uc740 \uae08\uc561\uc744 \ud22c\uc790\ud574\ub3c4 \ub354 \ub9ce\uc740 \uc5f0\uae08 \uc218\ub839\uc774 \uac00\ub2a5\ud558\uc8e0.<\/p>\n\n\n\n<p>\ub610\ud55c <strong>\uc138\uc561\uacf5\uc81c\ub294 \ub9e4\ub144 \uac31\uc2e0\ub418\ub294 \ud61c\ud0dd<\/strong>\uc774\ub77c\uc11c, \uc62c\ud574\ub97c \ub118\uae30\uba74 \ud55c \ud574\uc758 \uc808\uc138 \uae30\ud68c\ub97c \ub193\uce58\ub294 \uc148\uc785\ub2c8\ub2e4. \uc9c0\uae08 \ubc14\ub85c \uc2dc\uc791\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \ube60\ub978 \ub178\ud6c4 \uc900\ube44\ub77c\ub294 \uc0ac\uc2e4, \uc78a\uc9c0 \ub9c8\uc138\uc694!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u2753 \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38 (FAQ)<\/h2>\n\n\n\n<p>Q. \uac1c\uc778\uc5f0\uae08\uc740 \uc5b8\uc81c \uc2dc\uc791\ud558\ub294 \uac8c \uc88b\ub098\uc694?<\/p>\n\n\n\n<p>\uac00\ub2a5\ud558\uba74 \ube60\ub97c\uc218\ub85d \uc88b\uc544\uc694. 20~30\ub300\uc5d0 \uc2dc\uc791\ud558\uba74 \ubcf5\ub9ac \ud6a8\uacfc\uc640 \uc138\uc561\uacf5\uc81c\ub97c \uc624\ub798 \ub204\ub9b4 \uc218 \uc788\uc5b4\uc694.<\/p>\n\n\n\n<p>Q. \uc5f0\uae08\uc800\ucd95\uacfc IRP\uc758 \ucc28\uc774\ub294 \ubb54\uac00\uc694?<\/p>\n\n\n\n<p>\uc5f0\uae08\uc800\ucd95\uc740 \uac00\uc785\uacfc \uc6b4\uc6a9\uc774 \ub354 \uc720\uc5f0\ud558\uace0, IRP\ub294 \ud1f4\uc9c1\uae08\uacfc \ud569\uccd0\uc11c \uc808\uc138 \uc804\ub7b5\uc5d0 \ud65c\uc6a9\ub3fc\uc694. \ub458 \ub2e4 \ubcd1\ud589\ud558\uba74 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Q. \uc911\ub3c4 \ud574\uc9c0\ud558\uba74 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/p>\n\n\n\n<p>\uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc558\ub358 \uae08\uc561\uc744 \ub2e4\uc2dc \ub0a9\ubd80\ud574\uc57c \ud558\uace0, \uae30\ud0c0\uc18c\ub4dd\uc138\uae4c\uc9c0 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc5b4\uc694. \uc6ec\ub9cc\ud558\uba74 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>Q. \uc5f0\uae08 \uc218\ub839 \uc2dc \uc138\uae08\uc740 \uc5bc\ub9c8\ub098 \ub0b4\ub098\uc694?<\/p>\n\n\n\n<p>\uc5f0\uae08\uc18c\ub4dd\uc138\ub294 \uc77c\ubc18 \uc18c\ub4dd\uc138\ubcf4\ub2e4 \ub0ae\uc740 \uc138\uc728\ub85c \uc801\uc6a9\ub3fc\uc694. \uc5f0\ub839\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ub2c8 \uacc4\ud68d\uc801\uc73c\ub85c \uc124\uc815\ud558\uc138\uc694.<\/p>\n\n\n\n<p>Q. \uc5f0\uae08\uc740 \uc6d0\uae08\uc774 \ubcf4\uc7a5\ub418\ub098\uc694?<\/p>\n\n\n\n<p>\uc0c1\ud488 \uc885\ub958\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc694. \uc6d0\uae08\ubcf4\uc7a5\ud615\ub3c4 \uc788\uace0, \ud380\ub4dc\ud615\uc740 \uc218\uc775\ub960 \ubcc0\ub3d9\uc774 \uc788\uc5b4\uc694. \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\uac8c \uace0\ub974\uc138\uc694.<\/p>\n\n\n\n<p>Q. \uc138\uc561\uacf5\uc81c\ub294 \uc5b8\uc81c \uc801\uc6a9\ub418\ub098\uc694?<\/p>\n\n\n\n<p>\uc5f0\ub9d0\uc815\uc0b0 \ub610\ub294 \uc885\ud569\uc18c\ub4dd\uc138 \uc2e0\uace0 \uc2dc \uc801\uc6a9\ub429\ub2c8\ub2e4. \ucd5c\ub300 700\ub9cc \uc6d0\uae4c\uc9c0 \uacf5\uc81c\ubc1b\uc744 \uc218 \uc788\uc5b4\uc694.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc624\ub298\uc740 <strong>\uac1c\uc778\uc5f0\uae08\uc758 \ud544\uc694\uc131<\/strong>\uc5d0 \ub300\ud574 \ud568\uaed8 \uc54c\uc544\ubcf4\uc558\uc5b4\uc694. \ub178\ud6c4 \uc900\ube44\ub294 \ubbf8\ub8e8\uba74 \ubbf8\ub8f0\uc218\ub85d \ubd80\ub2f4\uc774 \ucee4\uc9c0\uace0, \uc5ec\uc720\ub3c4 \uc904\uc5b4\ub4e4\uac8c \ub418\uc8e0.<\/p>\n\n\n\n<p>\uc5ec\ub7ec\ubd84\uc758 \uc0b6\uc5d0 \ub4e0\ub4e0\ud55c \ub178\ud6c4 \ubcf4\uc7a5\uc744 \ub354\ud574\uc904 \uc218 \uc788\ub294 \uac1c\uc778\uc5f0\uae08. \uc624\ub298\uc774 \uac00\uc7a5 \ube60\ub978 \uc2dc\uc791\uc774\ub77c\ub294 \ub9d0, \uae30\uc5b5\ud574 \uc8fc\uc138\uc694! \uc5ec\ub7ec\ubd84\uc758 \uc548\uc815\ub41c \ubbf8\ub798\ub97c \uc9c4\uc2ec\uc73c\ub85c \uc751\uc6d0\ud569\ub2c8\ub2e4 \ud83d\ude0a<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/open.kakao.com\/o\/s7SHc30g\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"200\" 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